Ask a question

Car Insurance

  • New customers could save up to 20%¹ with a Clubcard.

¹At least 10% of Clubcard customers will achieve the maximum of 20% discount. Subject to minimum premium. Does not apply to insurance add-on products.

²Offer applies to Clubcard customers who buy online only. Two stage redemption process applies. Purchases via all price comparison websites (including Tesco Compare) are excluded.

Tesco Car Insurance is arranged and administered by Tesco Bank and is underwritten by a select range of insurers.

Offer terms and conditions

  • Get a quote for Tesco Car Insurance
Free portable DVD player. Offer applies to Clubcard customers who buy online only.

Key benefits

Great incentives for the road ahead

  • Get up to 10% discount when applying online²
  • Save up to 20%² when you buy car insurance from Tesco Bank if you're a new customer with a Clubcard!
  • UK-based call centres
  • A small courtesy car to keep you moving if yours needs repairs following a claim (exclusions apply)

    To qualify for a Courtesy Car, your car must be repaired by an approved repairer. A Courtesy Car is not available if your car has been written off or has been stolen and is still missing. A Courtesy Car is not available to customers where the vehicle insured is a van.

  • 24-hour accident helpline
  • UK Cover extended to EU for up to 90 days
  • Replacement child car seat, if fitted in the car at the time of an accident
  • The option to protect no claims discount of 4 years or more

² Discounts are applied consecutively in the order shown above and are subject to a minimum premium. At least 10% of customers could achieve the maximum and Clubcard discount. Discounts do not apply to optional add on insurance products

Clubcard customers

Lower cost car insurance with a Clubcard

Good news: Drive away with an exclusive Clubcard discount of up to 20%. Clubcard holders will receive our best possible premium, that's our price promise!

Just enter your Clubcard number when getting a quote. Discount is subject to a minimum premium and does not apply to extra options that can be added.

Don't have a Clubcard? Pick up an application form in store, or go online to the Tesco Clubcard website.

Discounts are subject to a minimum premium. At least 10% of customers could achieve the maximum and Clubcard discount. Discounts do not apply to optional add on insurance products

Exclusive Clubcard discount

Compare our cover levels

Two cover levels to suit you

Comprehensive cover includesTesco Standard Car InsuranceTesco Value Car Insurance
Available to purchase Online or over the phone Online Only
Minimum accidental damage excess² £0 £475
Cover for my and other vehicles in an accident Cover included Cover included
Personal accident cover Cover included Cover included
Cover for fire and theft Cover included Cover included
UK-based 24-hour accident helpline Cover included Cover included
Choice of voluntary excess Cover included Cover included
Cover for personal possessions Cover included Cover not included
Get discounts on repairs and servicing at Halfords Autocentres Cover included Cover included
UK cover extended to E.U. for up to 90 days Cover included Cover included
Replacement child car seat if car involved in accident Cover included Cover included
Windscreen cover Cover included Cover not included
Cover for fitted stereo/Sat Nav/DVD player Cover included Cover not included
Motor Legal Protection (Tesco Legal Guard)³
This is now included in all Tesco Car Insurance policies
Cover included Cover included
Tesco Breakdown Cover Option Option
Small courtesy car if you use an approved repairer (not available to customers where the vehicle insured is a van) Cover included Cover included
No claims discount protection Option Option
All repairs guaranteed (if you use an approved repairer) 3 years 3 years

² Higher excesses may apply for inexperienced/young drivers, modified vehicles and a range of other risk criteria.
Monetary limits and exclusions apply.
Breakdown Cover is provided by RAC Motoring Services. Onward Travel and European Cover is provided by RAC Insurance Limited.
Tesco Legal Guard provided by Ageas Insurance Limited.

³ Motor Legal Protection (Tesco Legal Guard) is underwritten by Ageas Insurance Limited.

Add breakdown cover

Professional help when it's needed

Breakdown cover can be added to your car insurance quote or existing policy by calling 0800 003 001.

Provided by RAC Motoring Services and/or RAC Insurance Limited.

Here's what's on offer:

  • Aim to get to you within 40 minutes.
  • RAC patrols fix 4 out of 5 vehicles at the roadside - excludes accidents and extreme failures. (source)

    RAC Measurement and Insight - Jan 2012

  • No fitting or labour cost for any parts or batteries fitted at the roadside.
  • Rated number 1 UK brand for services. (source)

    From 2009 to 2011. UK Customer Satisfaction Index - Institute of Customer Service.

  • Over 1700 highly trained and dedicated patrols.

Offer full terms and conditions

Available to new Tesco Car insurance customers who quote and buy a policy from Tesco Bank online only between 12/04/2012 and 22/05/12. This offer is available to Tesco Clubcard customers only and a Clubcard number must be added during quote. One offer per policy. Purchases from all price comparison websites (including Tesco Compare) are excluded from the promotion (including quotes originating from them). If the policy is cancelled within 14 days, customers will not receive the Goodmans Portable DVD player.

How to claim your Goodmans PDV310 portable DVD player:
The policyholder will be sent a voucher within 6 weeks of purchase of a Tesco Car policy. In order to redeem your offer you will need to complete and return the voucher by 08/08/2012. Within 14 days of receipt you will then be sent details by email on how to redeem and arrange delivery. You must do this online and you must redeem by 10/10/2012. Delivery of the DVD player will be to the policyholder's address only and will be free of charge. Tesco Bank reserves the right to substitute the DVD player advertised with another of a similar specification or provide the customer with a cash equivalent amount. A one year manufacturer warranty will be provided for the DVD player by Goodmans. Tesco Bank accepts no liability for issues arising with the item post-dispatch. There is no cash alternative and the offer is non-transferable. If the policy is cancelled within the first 6 months the DVD player will either not be dispatched or Tesco Bank can request the return of the DVD player.

Free portable DVD player. Offer applies to Clubcard customers who buy online only.
  • Get a quote for Tesco Car Insurance

Van insurance for business

We'll help keep your business running, even when your van isn't.

Tesco Van Insurance is sold, administered and underwritten by AXA Insurance UK plc.

  • Find out more about van insurance