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Tesco Clubcard Credit Card

As well as great rates, you will also earn points on your purchases with the Clubcard Credit Card (more info).

  • 0% on all purchases for 15 months from account opening.
  • 0% on balance transfers for 9 months
    (2.9% fee) from account opening.
  • You can transfer up to 95% of your credit limit.
  • Collect even more points when you shop inside and outside of Tesco (more info).

A 2.9% fee applies to balance transfers made in the first 9 months from account opening.
You can transfer up to 95% of your credit limit.

1 point awarded per £4 spent in each purchase transaction (£4 min). Must have available credit.

1 point awarded per £4 spent in each purchase transaction (£4 min). Must have available credit.

1 point awarded per £4 spent in each purchase transaction (£4 min). Must have available credit.

See Summary Box for key features.

Representative example: 16.9%APR representative (variable) based on a credit limit of £1,200* and purchase rate of 16.9% p.a. (variable) - *Your credit limit may vary depending upon your circumstances
  • Find out more
  • Apply now for a Tesco Clubcard Credit Card

Collect points

Clubcard points on all your spending

  • Collect 1 Clubcard point for every £4 you spend on your Clubcard Credit Card anywhere in the world (more info).
  • Plus, your card doubles as a Clubcard. So when you use your Clubcard Credit Card to pay at Tesco, not only will you get 1 point for every £4 you spend, you will also collect points from Clubcard!
  • Fill up on points at Tesco. Use a Clubcard Credit Card to pay for your fuel at Tesco Petrol Filling Stations¹ for an even better points deal. You'll collect 5 points for every £4 you spend - that's twice what you'd get with a standard Clubcard.

¹Excludes Esso Fuel. The Clubcard scheme is administered by Tesco Stores. Tesco Stores are responsible for fulfilling points.

1 point awarded per £4 spend in each purchase transaction (£4 min). Must have available credit. A 2.75% foreign exchange fee applies to transactions abroad.

  • Apply now for a Tesco Clubcard Credit Card

Rewards

Your vouchers are worth even more with Clubcard Rewards

  • Get even more value from your Clubcard vouchers when you turn them into Partner rewards
  • Save on family days out, meals at a huge variety of restaurants, trips to the cinema - even holidays!
Partner rewards - Café Rouge, Cineworld, Chessington World of Adventures and RAC

Avios

Avios

You can exchange your Clubcard vouchers for Avios. Getting Avios flights and rewards is as easy as doing your shopping. Visit the Tesco Clubcard website for more information.

Reward bookings are subject to the availability determined by the airline partner. Avios Terms and Conditions and Avios Carrier's conditions of carriage apply.

Avios and the Avios logo are trademarks of the British Airways Plc group of companies. Avios is a trading name of The Mileage Company Ltd. Registered office: Astral Towers, Betts Way, London Road, Crawley, West Sussex RH10 9XY. Registered in England Company No. 2260073.

Avios

FraudSafe

Card protection from fraud

You can never be too careful when it comes to card protection against fraud. Unfortunately, not everyone is trustworthy.

We offer FraudSafe and Tesco Secure - two systems making your credit card one of the safest available.

  • Find out more about FraudSafe and Tesco Secure
FraudSafe

How to spend your Clubcard vouchers

The choice is yours!

  • Spending Clubcard vouchers - find out more...

Recommend a friend for a Tesco Clubcard Credit Card and you could each receive 1,000 Clubcard points.*

16.9%APR
representative (variable)

*Only on acceptance of application.

Terms and conditions apply. Available to UK residents over 18's only, subject to status.