Online banking

Premium Credit Card

Getting you closer to a world of experiences

Premium Card
Premium Card

Our new Premium Credit Card is the fastest way to earn Tesco Clubcard points when you shop. You’ll also benefit from some handy travel related benefits to help make your holiday planning hassle-free.

  • Enjoy our best credit card Clubcard points earn rate Terms apply
  • Collect 5,000 bonus Clubcard points – worth up to £200 with Tesco Clubcard Partners – when you spend £5,000 (around £100 a week) on your Premium Credit Card at Tesco in any year. This includes in store, online & Tesco Fuel Terms apply
  • Make the most of your Clubcard points across a wide range of Tesco Clubcard Partners. From travel with partners including Avios & Virgin Atlantic, to meals out, days out and much more
  • Benefit from annual worldwide family Tesco Bank Premium Credit Card Travel Insurance if you’re aged under 70. The insurance also covers immediate family members under 70 years old and includes 17 days winter sports cover. Provided by Ageas Insurance Limited Terms apply
  • Annual fee of £150

Representative example

  • Representative rate 56.5%APR(variable)
  • Based on 19.9% p.a.(purchase rate variable)
  • and
  • Annual fee £150
  • Assumed credit limit£1,200

What is APR

Your Credit Card and Tesco Clubcard in one – calculate your Clubcard points

Weekly spend

How much do you spend in a week? Change to weeklyChange to monthly

How do we calculate Clubcard points?

Find out more about Clubcard rewards and how your points could add up

How could you use your Clubcard points?

Travel

Avios Logo

Exchange:

15,000 Clubcard points

Receive:

36,000 Avios

Use towards:

Two return flights to a number of destinations in Europe

Don’t forget:

The example shown above is based on redeeming Clubcard points through the Avios Travel Rewards Programme for British Airways flights to European destinations which depart from and return to London.  All bookings are subject to availability and Avios and its suppliers’ terms and conditions.  250 Clubcard points converts to £2.50 in Clubcard vouchers, which equates to 600 Avios . Taxes, fees and carrier charges will apply.  For more information, please visit avios.com.  Offers can be subject to change.

Virgin Atlantic Logo

Exchange:

15,000 Clubcard points

Receive:

37,500 Virgin Atlantic Flying Club miles

Use towards:

A flight to New York or Chicago

Don’t forget:

The example shown above is based on redeeming Clubcard points through the Virgin Atlantic Flying Club Programme and departing from London. 250 Clubcard points converts to £2.50 in Clubcard vouchers, which equates to 625 Flying Club miles. Taxes, fees and carrier charges will apply. Offers can be subject to change.

And lots more….

British Airways Executive Logo Eurotunnel Logo Stena Line Logo Best Western Logo Hilton Hotels Logo Macdonald Hotels Logo Monarch Logo

Meals Out

Pizza Express Logo

Exchange:

1,750 Clubcard points

Receive:

£70 worth of Clubcard tokens

Use towards:

Treating the family to dinner

Don’t forget:

The example shown above is based on 1,750 Clubcard points being converted into £17.50 worth of Tesco Clubcard vouchers. £2.50 in Clubcard vouchers equates to £10.00 of Clubcard tokens. Terms apply.

Cafe Rouge Logo

Exchange:

1,750 Clubcard points

Receive:

£70 worth of Clubcard tokens

Use towards:

Taking your partner out for a meal

Don’t forget:

The example shown above is based on 1,750 Clubcard points being converted into £17.50 worth of Tesco Clubcard vouchers. £2.50 in Clubcard vouchers equates to £10.00 of Clubcard tokens. Terms apply.

And lots more….

Zizzi Logo Prezzo Logo Bella Italia Logo Ask Italian Logo La Tasca Logo

Days Out

Cineworld Logo

Exchange:

1,600 Clubcard points

Receive:  

2 adult and 2 child Cineworld admissions

Use towards:

A day out at the cinema with the family

Don’t forget:

The example shown above is based on 1,600 Clubcard points being converted into £16.00 worth of Tesco Clubcard vouchers.  Child tickets are for aged 14 and under. One adult equates to £4.50 worth of Clubcard vouchers and a child £3.50 Clubcard vouchers. Terms apply.

Lego Windsor Logo

Exchange:

2,600 Clubcard points

Receive:  

2 Legoland day tickets

Use towards:

A day out with the family at Legoland

Don’t forget:

The example shown above is based on 2,600 Clubcard points being converted into £26.00 worth of Tesco Clubcard vouchers. One day ticket equates to £13.00 worth of Clubcard vouchers and allows access for one adult, one child, or one senior. Children under three are free. Terms apply.

And lots more…

Alton Towers Logo Odeon Logo Thorpe Park Logo Drayton Manor Logo Blackpool Pleasure Beach Logo

Boost and More

RAC Logo

Receive:

5,800 Clubcard points

Exchange:

RAC Roadside + Recovery + At Home token code

Use towards:

RAC Joint Breakdown Cover

Don’t forget:

The example shown above is based on 5,800 Clubcard points being converted into £58.00 worth of Tesco Clubcard vouchers. £10.00 in Clubcard vouchers equates to £30.00 of Clubcard tokens. Terms apply.

Goldsmiths Logo

Receive:

5,800 Clubcard points

Exchange:

£174 worth of Clubcard tokens

Use towards:

Treating yourself a loved one to a special gift

Don’t forget:

The example shown above is based on 5,800 Clubcard points being converted into £58.00 worth of Tesco Clubcard vouchers. £10.00 in Clubcard vouchers equates to £30.00 of Clubcard tokens. Terms apply.

And lots more…

Spafinder Logo Evans Logo Topps Tiles Logo

Earn rewards, faster

The fastest way to earn Clubcard points when you shop

Collect double the amount of points on your shopping at Tesco. Because your credit card is also your Tesco Clubcard, for every £1 you spend on your card at Tesco, you'll collect two Clubcard points. That's twice as many points as you'd normally get with a Clubcard. You'll also get one point for every £4 you spend elsewhere.Terms apply
Plus, take home 5,000 bonus Clubcard points – worth up to £200 with Tesco Clubcard Partners – when you spend £5,000 at Tesco on your Premium Credit Card in any year. This includes in store, online and Tesco Fuel Terms apply

More time in the sun or on the slopes

Let your purchases take you closer to your next holiday

Travel further by using your Clubcard vouchers towards flights, hotels & transport with Tesco Clubcard Partners, helping you reach your dream destination sooner. There are a wide range of popular travel Partners to choose from including Avios, Virgin Atlantic, Royal Caribbean International, Best Western Hotels and many, many more
Enjoy your time away knowing that you’ll be covered with worldwide annual Tesco Bank Premium Credit Card Travel Insurance if you’re aged under 70. Your immediate family members will also be covered if they’re under 70 years old. Provided by Ageas Insurance Limited Terms apply
Before you jet off, make sure to take advantage of a 1% enhanced exchange rate when you buy Tesco Travel Money in store. Just show your Premium Credit Card prior to purchase (you’ll need to be the named cardholder). It’s only available in store on currencies in stock and exchange rates may vary depending on whether you buy in store or online. Provided by TravelexTerms apply

More days out

More fun for the family or special treats for you

Use your Clubcard vouchers to treat the family and have a fun-filled day out with money off theme parks, meals out and other experiences with a variety of Tesco Clubcard Partners. Make unforgettable memories at a wide range of locations including Alton Towers Resort, Cineworld and PizzaExpress to name a few
Enjoy more me-time on a spa break or an experience day with a wide range of Tesco Clubcard Partners such as Spafinder Wellness 365 or Land Rover Experience

See how far you could go

Transcript

[music - continues as a bed throughout]

Annual Fee £150

Representative example: 56.5%APR representative (variable), credit limit £1,200, purchases 19.9% p.a. (variable) and annual fee £150. Over 18’s. UK residents, subject to status.

The new Tesco Premium Credit Card. It’s the fastest way to earn Tesco Clubcard points when you shop.

[bell rings]

So your everyday shopping could get you closer to your next family day out.

Because it doubles as your Clubcard, you’ll earn twice the amount of Clubcard points at Tesco.

Representative example: 56.5%APR representative (variable), credit limit £1,200, purchases 19.9% p.a. (variable) and annual fee £150. 2 points for every £1 spent in Tesco and 1 point for every £4 spent out of Tesco in each card purchase transaction. Exclusions apply. Earn rates are subject to change.

Even filling up could get you closer to a meal out with your friends. You can use your Clubcard points with a wide range of Clubcard Partners and get up to four times their value.

Representative example: 56.5%APR representative (variable), credit limit £1,200, purchases 19.9% p.a. (variable) and annual fee £150.

So your Friday night drinks could get you closer to a relaxing spa day.

Representative example: 56.5%APR representative (variable), credit limit £1,200, purchases 19.9% p.a. (variable) and annual fee £150.

[water noise]

As if you need another excuse.

You can pick up Clubcard points almost anywhere.

Representative example: 56.5%APR representative (variable), credit limit £1,200, purchases 19.9% p.a. (variable) and annual fee £150. 2.75% non Sterling fee applies when using your card abroad.

Even your holiday purchases could get you closer to your next trip!


Representative example: 56.5%APR representative (variable), credit limit £1,200, purchases 19.9% p.a. (variable) and annual fee £150. Tesco Bank Premium Credit Card Travel Insurance if you’re aged under 70. Also covers your immediate family aged under 70, with 17 days winter sports cover included as standard. Provided by Ageas Insurance Ltd. Terms apply.

Plus, your family will be covered with annual worldwide travel insurance.

[swoosh]

Which might just come in handy.

[Woah, small scream]

Representative example: 56.5%APR representative (variable), credit limit £1,200, purchases 19.9% p.a. (variable) and annual fee £150.

The new Tesco Premium Credit Card. The fastest card to earn Clubcard points, so you can do more sooner.

The new Tesco Premium Credit Card.

Annual fee £150

Find out more.

Brought to you by Tesco Bank

Representative example: 56.5%APR representative (variable), credit limit £1,200, purchases 19.9% p.a. (variable) and annual fee £150. Over 18’s. UK residents, subject to status. PO Box 27028, Glasgow, G2 9FT.

 

BA Executive Logo

A welcome treat for Premium Credit Card holders

BA Executive Logo

£50 off a British Airways Club Europe return flight

If you have applied and been accepted for your Premium Credit Card then, subject to availability, you’ll receive a promotional code giving you £50 off a Club Europe return flight departing from London Heathrow, London City or London Gatwick. You’ll get this code with your welcome pack, entitling up to nine people to £50 each off your next British Airways Club Europe flight together. Terms apply and promotional codes are subject to availability

Club Europe is British Airways’ European business class service, giving you access to comfortable private lounges, dedicated check-in desks and priority boarding, as well as spacious business-class seating and attentive on-board service.

Important information

Key product information

Some things to remember

Our credit facilities are available to over 18s and UK residents only, subject to status. Before applying, you should review the Summary Box for this product:

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 27028, Glasgow, G2 9FT.

What is APR?

APR stands for Annual Percentage Rate. It shows you how much your borrowing will cost over the period of an average year, over the term of your debt. It also helps you compare different cards on the market. After a 0% period, the amount of interest you'll need to pay on any outstanding balances will be determined by the APR. Don't forget that the length of 0% period on your purchases and balance transfers might be different.

Collecting Clubcard points

It’s simple: use your Premium Credit Card wherever you see the Mastercard logo. You’ll collect Clubcard points on almost everything you buy.

With the Premium Credit Card you collect 1 Clubcard point for every £1 spent (£1 minimum) in Tesco and 1 point for every £4 spent (£4 minimum) outside Tesco in each purchase transaction.

There are some products at Tesco you can't collect Clubcard points on. Find out more about collecting Clubcard points at the Tesco Clubcard website. Clubcard points also can’t be collected on Tesco Travel Money purchases.

Earn rates are subject to change.

You must have available credit.

The Tesco Clubcard scheme is administered by Tesco stores, who are responsible for fulfilling Clubcards points.

Calculator assumptions

The calculator gives you an indication of how many Clubcard points you’ll collect; the actual number will depend on how you use your Tesco Credit Card.

You must have available credit to collect Clubcard points. The calculator assumes that everything you buy in Tesco is eligible for points, however, exclusions apply to certain products. Please visit the Tesco Clubcard website for further information.

In Tesco

With the Premium Credit Card, you’ll collect one Clubcard point for every £1 you spend in each card transaction, and you’ll also collect your normal Clubcard point on top. The minimum qualifying spend is £1.

For all our other credit cards, you’ll collect one Clubcard point for every £4 you spend in each card transaction, and you’ll also get your normal Clubcard points on top. The minimum qualifying spend is £4.

Tesco Fuel (excludes Esso)

With the Premium Credit Card, you’ll collect one Clubcard point for every £1 you spend in each card transaction and you’ll also collect your normal Clubcard point on top. This is at an enhanced rate of 1 Clubcard point per £1 spent (usually 1 Clubcard point per £2 spent with a Tesco Clubcard). The minimum qualifying spend is £1.

For all our other credit cards, you’ll collect one Clubcard point for every £4 you spend in each card transaction and you’ll also collect your normal Clubcard points on top at an enhanced rate of 1 Clubcard point per £1 spent (usually 1 Clubcard point per £2 spent with a Tesco Clubcard). The minimum qualifying spend is £4.

Out of Tesco

With the Premium Credit Card, you’ll collect one Clubcard point for every £4 you spend in each card transaction. The minimum qualifying spend is £4.

For all our other credit cards, you’ll collect one Clubcard point for every £8 you spend in each card transaction. The minimum qualifying spend is £8.

Earn rates are subject to change.

The Tesco Clubcard scheme is administered by Tesco Stores who are responsible for fulfilling Clubcard points. All our credit cards are available to UK residents and over 18s only. Subject to status.

Tesco Bank Credit Cards are provided by: Tesco Bank, PO BOX 27028, Glasgow, G2 9FT.

Premium Credit Card benefits

Travel Money

1% enhanced exchange rate on Tesco Travel Money when you buy in store. This offer applies to the advertised in store rate on the date of purchase for foreign currency notes, foreign currency traveller’s cheques and prepaid foreign currency cards. Make sure you present your Premium Credit Card prior to purchase (you must be the named credit card holder). It’s only available in store on currencies in stock and exchange rates may vary depending on whether you buy in store or online.

This offer is not available in conjunction with any other Tesco Travel Money offer, including Price Match.

Tesco Travel Money ordered in store is provided by Travelex Agency Services Limited. Registered no.04621879. Registered office: 4th floor, Kings Place, 90 York Way, London, N1 9AG.

Travel Insurance

Tesco Bank Premium Credit Card Travel Insurance is included if you (the primary cardholder) are aged under 70. It also covers your immediate family members under the age of 70. You’ll be insured for as many trips of up to 31 days as you like and the policy also includes 17 days winter sports cover each year as standard. Immediate family means the primary cardholder’s spouse, co-habiting partner or civil partner and their dependent children, including grandchildren, step-children and foster children under the age of 18. No add-ons are available and the policy does not cover pre-existing medical conditions. Tesco Bank Premium Credit Card Travel Insurance is provided by Ageas Insurance Limited.

5,000 Clubcard points bonus

If you spend £5,000 on your Premium Credit Card in Tesco in any year you will receive 5,000 bonus Clubcard points.

Qualifying spend includes any purchase transactions in Tesco Stores UK (excluding Tesco Opticians, Tesco Mobile and Tesco Travel Money), Tesco.com (UK only), Tesco Direct, F&F Clothing, Tesco Wine by the Case and Tesco Petrol Filling Stations (UK only, excludes Esso).

A year begins on the date the account was opened and each anniversary of that date, and ends 12 months later. Any refunds that you receive for returned items will be deducted from your total spend in that year. These Clubcard points will be credited to your Tesco Clubcard account within 45 days of the end of the relevant year and will be included in your next Tesco Clubcard statement after that. The Tesco Clubcard scheme is administered by Tesco Stores, who are responsible for fulfilling Clubcard points.

BA Club Europe offer

Additional Terms and Conditions

Your Club Europe flight promotional code will be sent to you with your card within 10 days of your Tesco Premium Credit Card application being accepted.

The promotional code must be redeemed at ba.com/tescopremiumcard and you must book your flights within 2 months from the date the promotional code is issued. If you do not book your flights within this period, another promotional code will not be issued.

Outbound travel must take place within 6 months of the flight booking.

The promotional code can be used to book a flight for up to 9 people with each individual getting £50 off the price of the flight, but can only be used once, in a single transaction.

The promotional code is valid for return flights arriving and departing at the same airport, in Club Europe. It can’t be used on any BA franchisee or oneworld alliance airline, or any flight operated by a codeshare partner.

The promotional code cannot be used in conjunction with any other offer including Avios redemption and codes are subject to availability.

There is no minimum spend restriction.

For full terms and conditions visit ba.com/tescopremiumcard