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Balance Transfer Credit Card

Balance Transfer Card
Balance Transfer Card

Enjoy 0% interest on balance transfers for up to 32 months from account opening with a 0.65% fee.

  • 0% interest on balance transfers for up to 32 months from account opening with a 0.65% fee
  • We may offer you a 0% interest period of 25 or 19 months depending on your individual circumstances
  • This offer is applied to any balances transferred within the first 90 days of account opening. You can transfer up to 95% of your credit limit
  • Earn Clubcard points wherever you use your card, plus your usual points in Tesco Terms apply
  • To benefit from this 0% period, it’s important that you make your minimum repayments in full and on time each month

Representative example

  • Representative18.9%APR (variable)
  • Interest rate on purchases18.9% p.a. (variable)
  • Assumed credit limit£1,200

What is APR?

Why choose a Tesco Bank Credit Card

  • Apply online in just 10 minutes and get a decision in 60 seconds
  • Pay with contactless - make spending even simpler for purchases up to £30How to use contactless
  • Collect Tesco Clubcard points wherever you use your cardTerms apply
  • Quick and easy payments with Apple PayFind out more

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Can I apply for this card?

You need to make sure that you can apply for our credit card so please check that all of these statements apply to you.

You have an annual income of at least £5,000
You are aged 18 or over
You have a good credit history
You live in the UK, or have a British Forces Post Office address
You don’t currently hold more than 1 Tesco Bank Credit Card
You have not applied for a Tesco Bank Credit Card in the last month

step two of four

Ready to apply? Here's what you'll need...

These are the things you'll be asked about during your application

Details of your monthly income (after tax and National Insurance)
Bank account number and sort code
Other credit cards, if you'd like to transfer the balances to us
Your address history in the past three years

step three of four

Choose your credit card design

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Important information

Key product information

Some things to remember

  • Your credit limit, APR and introductory offer period may vary subject to your individual circumstances
  • 0% interest rates apply from the day you opened your account
  • You can transfer up to 95% of your credit limit
  • Our credit facilities are available to over 18s and UK residents only, subject to status

Before applying, you should review the Summary Box (PDF) for this product:

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 27028, Glasgow, G2 9FT

What is APR?

APR stands for Annual Percentage Rate. It shows you how much your borrowing will cost over the period of an average year, over the term of your debt. It also helps you compare different cards on the market.

After a 0% period, the amount of interest you'll need to pay on any outstanding balances will be determined by the APR. Don't forget that the length of 0% period on your purchases and balance transfers might be different.

Collecting Tesco Clubcard points

How to collect Tesco Clubcard points with your Tesco Bank Clubcard Credit Card

It's simple: use your Clubcard Credit Card wherever you see the Mastercard logo. You'll collect points on almost everything you buy.

  • You collect 1 Clubcard point for every £4 spent (£4 minimum) in Tesco and 1 point for every £8 spent (£8 minimum) outside Tesco in each purchase transaction
  • There are some products at Tesco you can't collect points on. Find out more about collecting points at the Tesco Clubcard website. Clubcard points can’t be collected on Tesco Travel Money purchases
  • Clubcard points collection rates are subject to change
  • You must have available credit
  • The Tesco Clubcard Scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA, who are responsible for fulfilling points.