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Low Balance Transfer Fee Card

0% Balance Transfer Fee Credit Card

Our card with no balance transfer fee.

Low Balance Transfer Fee Card

If you've got balances on other cards and you're paying a higher rate of interest, then our 0% Balance Transfer Fee Card could make the difference.

  • 0% interest on balance transfers for the first 24 months.
  • 0% interest on money transfers for the first 24 months. 3.94% money transfer fee.
  • 0% interest on balance transfers and money transfers for the first 24 months. This offer is applied to any transfers made within the first 90 days of account opening, if you make your minimum repayments on time and in full.

Representative example

  • Representative rate18.9%APR (variable)
  • Interest rate on purchases18.9% p.a. (variable)
  • Assumed credit limit£1,200

What is APR?

Why choose a Tesco Bank Credit Card?

  • Apply online in just 10 minutes and get a decision in 60 seconds
  • Our new mobile app helps you keep on top of your spending, on the move
  • Collect Clubcard points wherever you use your cardTerms apply
  • Set up text alerts to let you know when you're close to your credit limit
  • Quick and easy payments with Apple PayFind out more

Transfer your balance with no fee

It can take longer than you'd hoped to pay off a store or credit card, especially if you're paying a higher rate of interest. And if you're managing more than one, it can be hard to keep on top of it. You could simplify things by moving outstanding balances to our 0% Balance Transfer Fee Card.

Then you can enjoy the first 24 months with no interest to pay on balance transfers, so you can start to whittle away at it.

Contact us

Our UK teams are here for you 24 hours a day, seven days a week. Yes, even Christmas day.

Important information

Key product information

Some things to remember

  • 0% interest rates apply from the day you opened your account
  • To benefit from this 0% period you must make your minimum payments in full, on time each month.
  • You can transfer up to 95% of your credit limit. You won’t be able to transfer a balance between Tesco Bank credit cards
  • Our credit facilities are available to over 18s and UK residents only, subject to status

Before applying, you should review the Summary Box (PDF) for this product:

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 27028, Glasgow, G2 9FT

What is APR?

APR stands for Annual Percentage Rate. It shows you how much your borrowing will cost over the period of an average year, over the term of your debt. It also helps you compare different cards on the market.

After a 0% period, the amount of interest you'll need to pay on any outstanding balances will be determined by the APR. Don't forget that the length of 0% period on your purchases and balance transfers might be different.

Collecting Clubcard points

How to collect Clubcard points with your Tesco Bank Clubcard Credit Card

It's simple: use your Clubcard Credit Card wherever you see the Mastercard logo. You'll collect points on almost everything you buy.

  • For the Premium Credit Card you collect 1 Clubcard point for every £1 spent (£1 minimum) in Tesco and 1 point for every £4 spent (£4 minimum) outside Tesco in each purchase transaction
  • For all our other credit cards you earn 1 Clubcard point for every £4 spent (£4 minimum) in Tesco and 1 point for every £8 spent (£8 minimum) outside Tesco in each purchase transaction
  • There are some products at Tesco you can't collect points on. Find out more about collecting points at the Tesco Clubcard website. Clubcard points also can’t be collected on Tesco Travel Money purchases
  • Earn rates are subject to change
  • You must have available credit
  • The Clubcard scheme is administered by Tesco stores, who are responsible for fulfilling points