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Collect Tesco Clubcard points with your mortgage

At Tesco Bank, we like to say thank you to our customers. That’s why all our mortgages give you Clubcard points on your monthly repayments.


Earn points

  • You'll receive 1 Clubcard point for every £4 you pay on your monthly repayments and any regular or lump sum overpayment.
  • You won't collect Tesco Clubcard points on any fees or charges paid separately, or any overpayments that pay off your mortgage in full.
  • Don't forget, as a Clubcard customer, you can also take advantage of the other ways to collect points, from shopping at Tesco stores, online or at the pump.

Get vouchers

Every 3 months your Clubcard points will be converted into vouchers, which you can use to save money in Tesco stores or

Make your vouchers go further with Tesco Clubcard Partners

Get up to 4 times the value of your Clubcard vouchers by exchanging them for tokens to spend with Tesco Clubcard Partners.

And with a great range of partners for eating out, experience days and even home essentials, there’s plenty to choose from.

How to get started

Simply tell us your Tesco Clubcard number and we’ll do the rest. You can tell us this when you apply, update it online via online banking, or call us at any point to update your details. If you forget to tell us your Tesco Clubcard number but let us know within the first three months of your mortgage being set up, we’ll backdate your points from your first payment.

Not a Clubcard member?

You must be registered with Clubcard in order to benefit from Clubcard points.

Find a mortgage to suit you

Important information

Clubcard points

Clubcard is administered by Tesco Stores. Tesco Stores are responsible for fulfilling points.

You cannot use your vouchers to buy tobacco, Esso fuels, prescription medicines, lottery products, infant formula milk, or online to buy clothing, Tesco Photo products, DVDs or CDs.