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Free Life Insurance for New Parents

£10,000 of life cover for free until your child's first birthday. Our way of helping you think about your life insurance needs when you have a new addition to the family

  • £10,000 of life cover, if you die on or before your child's first birthday – that's £20,000 per child if both parents apply
  • Absolutely free - no catch or auto-renewal, just think about us when you consider your life cover needs
  • Tesco Bank Free Parent Life Cover is provided by Aviva Life & Pensions UK Limited

How does it work?

What is Free Parent Life Cover?

What is Free Parent Life Cover?

You get £10,000 free life cover, which will pay out if you die on or before your child's 1st birthday.

Why do we offer this for free? Simple. We want to help you at a time when you need it most and hope that you'll start to think about your life insurance needs.

Both parents can apply and, if you've got your hands more than full with two (or more) babies under one year old, you can both apply for a policy for each child.

And the best part of this cover is, it's absolutely free. We don't take your bank or card details.

You're only covered for £10,000 and up until your baby's first birthday. But it's a good starting point when you're thinking about the cover you might need to protect your loved ones. You can cancel this policy at anytime but there is no cash in value.

Please make sure you check the policy documents before applying. See our policy documents

Want to take out more life cover? See our range of Life Insurance to find the right product for you.

Can I get cover?

Can I get cover?

You must apply before the child's first birthday and be:

  • Aged 18 to 66
  • Named on the child's birth certificate, adoption certificate, final residence order or special guardianship order
  • A UK resident (excluding Channel Islands and Isle of Man) and remain a UK resident for the duration of the term

You must not have had a positive diagnosis of HIV infection and/or, within the last 12 months, received medical treatment for cancer (including leukaemia and lymphoma).

Each parent can take out one policy per child and cover will expire on your child's first birthday.

When won't the policy pay out?

The policy will not pay out if you commit suicide, or die as the result of an HIV-related illness, non-prescription drug abuse or from a history of alcohol abuse.

Before you apply for this policy, please make sure you have read the policy documents. See our policy documents

How do I claim?

Help when you need it most

Our friendly UK call centres will guide you through the claim process.

How much more life cover do you need?

This cover is only until your baby's first birthday and is only for £10,000 - use this helpful calculator to find out how much more cover you need (provided by Aviva Life & Pensions UK Limited)

Tesco loves baby logo

Enhanced Free Parent Life Cover

Tesco loves baby logo

Become a member of Tesco Baby Club to get access to Tesco Bank Enhanced Free Parent Life Cover, plus lots of other great savings and offers.  Tesco Bank Enhanced Free Parent Life Cover is provided by Aviva Life & Pensions UK Limited. Visit Tesco Baby Club to find out more.

Contact us - we're here to help

Need a few questions answered? Want to chat rather than scroll? Our UK-based teams are here to talk to you six days a week. Lines are open Monday to Friday 8am-8pm and Saturday 9am-5pm.

Call 0800 015 7586 to chat about new policies.

Important information

Key product information and policy documents

About this policy

Please remember that we will only permit one policy per parent, per child, whether taken out directly with Aviva or via a 3rd party. If you've already made a previous application for the same child, please remember that you can't reapply.

Before you buy this policy, please read the key facts and policy conditions to make sure you're happy that this cover is right for you.