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FCO Travel Advice - know before you go
25 customers rated Tesco Bank travel insurance as 4 out of 5 in the money.co.uk 2010/2011 Consumer Finance Awards.

Travel insurance

Taking a holiday should be about relaxing and having fun with family. Tesco Bank Travel Insurance can offer you peace of mind so that you can relax while you're away.

In fact, our Finest level of insurance is so good that it has been five star rated by Defaqto.

A sale for annual travel policies - now on!

25% discount for new Clubcard customers who buy an annual travel policy online. Discount consists of our normal online and Clubcard discounts, plus an additional annual travel policies discount.

To obtain the additional discount, quote between 8am on Friday 15 August and 8am on Friday 22 August 2014, enter your Clubcard number and the promotional code TRAVELFUN, and buy the policy within 14 days.

Discounts don't apply to options you can add to your policy and are subject to a minimum premium.

Tesco Travel Insurance is provided by Ageas Insurance Limited.

25% discount

Key benefits

Look at what you get

  • 24-hour emergency helpline
  • UK-based call centre
  • Online discount
  • Guaranteed Clubcard discount
  • Choose from 3 levels of cover

Discounts are subject to a minimum premium and do not apply to options you can add to your policy

What's covered?

What's included

Cover LevelFinest coverStandard coverEveryday Value
Emergency medical expenses £10,000,000 £5,000,000 £2,000,000
Hospital benefit £50 per day up to max of £2,000 £25 per day up to max of £1,000 £15 per day up to max of £600
Cancellation of your trip £10,000 £5,000 £1,000
Cutting your trip short £10,000 £5,000 £1,000
Delayed Departure £30 per 12 hours to max of £600 £20 per 12 hours to max of £400 £10 per 12 hours to max of £200
Personal Belongings £2,000 £1,500 £1,000 1
Valuables - total limit £500 £300 £200 1
Money and documents £500 £400 £300 1
Missed departure (extra travel and accommodation expenses) £1,500 £750 N/A
Death benefit (age 18-65) £35,000 £15,000 N/A
Travel Legal Guard £75,000 £25,000 N/A
Catastrophe cover £2,000 £1,000 N/A
Loss of passport £400 £250 N/A
Financial Failure Cover £1,500 N/A N/A
Excess (different policy benefits may have different excess levels) £45 2 £60 2 £75
Optional winter sports, golf cover or wedding cover Available 3 Available 3 N/A

Please note that excesses, terms, exclusions and conditions apply. This is a summary of cover and you should refer to the Policy documents for full information.

1 Personal belongings, valuables and money & document cover is available on Everyday Value policies for an additional premium.

2 You can choose to double your excess on Standard or Finest for a reduction in premium.

3 Winter sports, golf and wedding cover are available on Standard and Finest policies for an additional premium. Refer to the Winter Sports, Golf & Wedding cover section for full information.

Winter Sports, Golf & Wedding cover

Winter sports cover

Cover LevelsEveryday Value CoverStandard CoverFinest Cover
Winter sports equipment (owned or hired) N/A £500 £750
Winter sports equipment hire N/A £30 per day up to max of £300 £40 per day up to max of £400
Ski pack N/A £250 £350
Piste closure N/A £30 per day up to max of £300 £40 per day up to max of £400
Avalanche cover N/A £35 per day up to max of £350 £50 per day up to max of £500

Golf cover

Cover LevelsEveryday Value CoverStandard CoverFinest Cover
Golf equipment N/A £1,000 £1,000
Golf equipment hire N/A £20 per day up to max of £200 £20 per day up to max of £200
Green fees N/A £75 per day up to max of £300 £75 per day up to max of £300

Wedding cover

Cover LevelsEveryday Value CoverStandard CoverFinest Cover
Wedding attire N/A £1,500 per couple £3,000 per couple
Wedding gifts N/A £1,000 per couple £2,000 per couple
Wedding rings N/A £500 per ring £1,000 per ring

Please note that excesses, terms and conditions apply - you should refer to the policy documents for full information.

Annual multi-trip cover

One policy for many trips

  • It provides cover for an unlimited number of trips of up to 31 days over a 12-month period. If you are 64 or under, you can extend the trip length to 45 or 60 days, for an additional premium.
  • Annual multi-trip cover is available on Finest, Standard and Everyday Value cover.
  • Remember, annual multi-trip cover applies to individuals, couples and families.
  • Taking out annual multi-trip cover could even save you money compared with buying single-trip policies.
  • Don't forget: You receive the same 20% discount on annual multi-trip cover if you are a Clubcard customer and you buy online. The discount is made up of an online and Clubcard discount. Discounts do not apply to options you can add to your policy. Online and Clubcard discounts are subject to a minimum premium. Just enter your Clubcard number online to get the discount.

Countries covered by the European single trip and annual trip

Medical conditions

What if I have an existing medical condition?

If you or anyone to be covered by the policy has an existing medical condition, you can still obtain a quote online. Just complete the online medical screening questions during the 'Get a quote' process, we'll let you know if cover can be provided.

If you'd rather talk to someone, then our UK-based call centre staff are here to help. They are understanding and professional and will help you get the cover you need, quickly and easily. Call them on 0845 293 9475.

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