Hints & Tips
Car Insurance
Got a Clubcard? Get a discount on your car insurance. Simple.
Just pop your Clubcard number in and get a guaranteed discount when you get a quote. It's our way of saying thanks for continuing to shop at Tesco. Whether you're buying fuel for the car, or fuel to keep the family running. Guaranteed discount does not apply to insurance add-on products.
We're here to make sure everything runs smoothly, even when the traffic isn't.
Tesco Car Insurance is arranged and administered by Tesco Bank and is underwritten by a select range of insurers.

Key benefits
A guaranteed Clubcard discount, plus...
- No claims discount if applicable, in addition to your Clubcard discount.
- 24-hour accident helpline.
- UK-based call centres.
- A small courtesy car to keep you moving if yours needs repairs following a claim (exclusions apply).
To qualify for a courtesy car, your car must be repaired by an approved repairer. A courtesy car is not available if your car has been written off or has been stolen and is still missing. A courtesy car is not available to customers where the vehicle insured is a van.
- UK Cover extended to EU for up to 90 days.
- Replacement child car seat, if fitted in the car at the time of an accident.
- The option to protect no claims discount of 4 years or more.
- Up to £100,000 Motor Legal Protection. Terms and conditions apply.
Cover for legal costs and expenses if you ever need to claim compensation for personal injury. See the policy booklet for more details.
- The option to protect all of the keys on your key ring with Tesco Bank Key Cover.
Motor Legal Protection (Tesco Legal Guard) is provided by Ageas Insurance Limited.
Tesco Bank Key Cover is arranged and administered by Tesco Bank and is underwritten by Groupama Insurance Company Limited, claims are handled by Keycare Limited (trading as Keycare).

Clubcard customers
Get a guaranteed Clubcard discount
Good news: drive away with a guaranteed Clubcard discount. Clubcard holders will receive our best possible premium, that's our price promise. Guaranteed discount does not apply to insurance add-on products.
Just pop your Clubcard number in and get a guaranteed discount when you get a quote. It's our way of saying thanks for continuing to shop at Tesco.
Don't have a Clubcard? Pick up an application form in store, or visit the Tesco Clubcard website.
Pay for your premium with Clubcard vouchers
Use your Clubcard vouchers to help pay for your Tesco Car Insurance.
Here's how:
- When getting an online quote, select to pay with Clubcard vouchers - for phone quotes you'll have the same option when payment is taken.
- Payment for the policy will be taken from your chosen account.
- After the 14 day cooling off period, you'll receive a form to return with your Clubcard vouchers - any voucher(s) value can be redeemed up to the policy premium.
- The voucher(s) value will then be refunded into your paying account. For more info, call 0845 246 2895 or Typetalk on 18001 0845 246 2895.
Full Terms and Conditions
- The maximum amount of Clubcard vouchers you redeem cannot exceed the premium stated on your redemption form.
- The vouchers must be valid, in date and not damaged, defaced, copied or altered.
- The Clubcard holder must live at the same address as the policyholder.
- Tesco Bank accepts no responsibility for Clubcard vouchers that are not received.
- Any change from your Clubcard vouchers will be credited to your Clubcard account and be advised to you in your next Clubcard statement.
- Every £1 voucher will be redeemed as £1 of payment for your insurance premium.
Add breakdown cover
Professional help when it's needed
Breakdown cover can be added during your car insurance quote online or added to an existing policy by calling 0845 246 2895.
Here's what's on offer:
- All roadside labour and fitting costs are included.
- RAC is Britain's most experienced breakdown provider.
- Over 1400 highly trained and dedicated patrols.
- 4 out of 5 vehicles are fixed at the roadside. (source)
Source: RAC Management and Insight, Jan – Dec 2012.
Tesco Breakdown Cover is provided by RAC Motoring Services and/or RAC Insurance Limited.
Add Tesco Bank Key Cover
Tesco Bank Key Cover
What is Tesco Bank Key Cover?
All of your keys attached to the key fob provided, and their associated locks are covered for up to £1,500 per year, with no excess to pay and no effect on your no claims discount.
Just give us a call on our 24/7 incident number and we'll help work out the best course of action for you at that time.
What we cover:
- Stolen keys
- Locked out
- Lost keys
- The return of your keys if they are found
- Hire car or hotel costs if you are stranded (limits apply)
Vehicle hire for up to 3 days (up to £40 per day) Up to £120 towards overnight accommodation
- Applies to all keys on your key fob
- Cover throughout the EU
Tesco Bank Key Cover is arranged and administered by Tesco Bank and is underwritten by Groupama Insurance Company Limited, claims are handled by Keycare Limited (trading as Keycare).
Tell us when your insurance is due for renewal
We're giving away 100 Clubcard points!
Just tell us your car, home or pet insurance renewal month, or all three, on our renewal dates website so that we can contact you at the right time with our latest offers and deals.
If you're a Clubcard customer, you will get 100 Clubcard points if you enter your dates by 29 October 2013. Simply enter your Clubcard number on the renewals website. Conditions apply.

Tesco Van Insurance
Using a van for business?
Our 5* van insurance product is designed to help keep your business running, even when your van isn't.
- 10% Clubcard discount
- Courtesy vehicle
- Insure multiple drivers
Terms and Conditions apply. Only available by calling direct.
Tesco Van Insurance is sold, administered and underwritten by AXA Insurance UK plc.

