Car insurance

With Tesco Bank Car Insurance Clubcard customers get a guaranteed discount. A no claims discount may also apply and you also are provided with a small courtesy car if yours needs repairs (exclusions apply). No claims discount does not apply to insurance add-on products.

To qualify for a courtesy car, your car must be repaired by an approved repairer. A courtesy car is not available if your car has been written off or has been stolen and is still missing. A courtesy car is not available to customers where the vehicle insured is a van.

We've also got over 4 million Clubcard points to give away to new customers with a Clubcard who buy car insurance from Tesco Bank and provide a Clubcard number, between 21 May and 12 August 2014.

Every new policyholder will receive 50 points and hundreds of prizes are up for grabs as they will be automatically entered into a prize draw with a grand prize of 20,000 points. We'll contact you to let you know how you did, so fingers crossed. Entry to the prize draw is available to residents of England, Wales and Scotland.

IMPORTANT: Please read the full terms and conditions below before proceeding.

Tesco Car Insurance is arranged and administered by Tesco Bank and is underwritten by a select range of insurers.

Win up to 20,000 Clubcard points

Clubcard Points Driveaway prize draw full terms and conditions

The prize draw is open to residents of England, Wales and Scotland, except for anyone directly connected with the planning or administration of the prize draw.

All new customers with a Clubcard who buy Tesco Bank Car Insurance or Tesco Bank Box Insurance and provide their Clubcard number between 21 May and 12 August 2014 are automatically entered into the prize draw.

The Clubcard must be in your name. The entry instructions form part of the rules. By entering, you agree to accept and be bound by the rules. Only one entry per new policy.

There will be prize draws on 18 June, 25 June, 2 July, 9 July, 16 July, 23 July, 30 July, 6 August, 13 August, 20 August, 27 August, and 3 September 2014. You will be entered into the prize draw within 4 weeks of the date you purchase your policy provided your policy has not been cancelled.

For each prize draw, winners will be drawn at random and prizes allocated in the order shown below. 1st prize: 1 x 20,000 pts; Runners up prizes (drawn in this order): 4 x 10,000 pts; 5 x 5,000 pts; 10 x 2,500 pts; 50 x 1,000 pts; 100 x 500 pts; 250 x 250 pts; 1000 x 100 pts. These prizes include the 50 points all eligible customers will receive.

No cash alternative will be offered. Everyone will be sent a letter or email within 6 weeks of the draw telling them if they're a winner and showing them how many points they have got. Points will then be added to a future Clubcard statement. The Clubcard Scheme is administered by Tesco Stores who are responsible for fulfilling points.

Winners names will be available from 8 September 2014 by sending a stamped addressed envelope to Tesco Bank, Interpoint Building, 22 Haymarket Yards, Edinburgh, EH12 5BH. The winner may be requested to participate in publicity. We may use the winner's name, image and their comments for future promotional, marketing and publicity purposes in any media but will seek permission first. No fee will be paid.

Promoter: Tesco Bank.
Tesco Bank, Interpoint Building, 22 Haymarket Yards, Edinburgh EH12 5BH.

Aged between 17 and 25?

We've got two products available for young drivers aged between 17-25.

Why choose us?

A guaranteed Clubcard discount, plus comprehensive cover includes:

  • No claims discount and the option to protect it, as applicable
  • Up to £100,000 Motor Legal Protection included, terms and conditions apply
  • Personal accident cover of £5,000
  • Windscreen cover
  • Small courtesy car whilst yours is being repaired following a claim, exclusions apply
  • UK cover extended to EU for up to 90 days
  • Replacement child car seat if fitted in the car at the time of an accident
  • 24 hour UK-based accident helpline

Cover for legal costs and expenses if you ever need to claim compensation for personal injury against the person responsible for the accident, where you are more likely than not to have a successful outcome. Terms and conditions apply; see the policy booklet for more details.

To qualify for a courtesy car, your car must be repaired by an approved repairer. A courtesy car is not available if your car has been written off or has been stolen and is still missing. A courtesy car is not available to customers where the vehicle insured is a van.

Make sure you read the car insurance policy booklet [PDF, 191KB] for more information on the benefits, limitations and exclusions that apply.

Motor Legal Protection (Tesco Legal Guard) is underwritten by Ageas Insurance Limited.

Need more?

You can also choose to tailor your cover with these optional extras for an additional cost - all with a guaranteed Clubcard discount.

Breakdown Cover

Don't be left stranded when your car breaks down, add Breakdown Cover provided by RAC to your car insurance policy. We have four levels of cover to choose from, so whether you need roadside cover for your everyday commute or you want to be covered in Europe for holidays with your family, we could have something to suit you.

Make sure you read the Breakdown Cover policy booklet and summary [PDF, 238KB] for more information on the benefits, limitations and exclusions that apply.

Tesco Bank Breakdown Cover is provided by RAC Motoring Services and/or RAC Insurance Limited.

Upgraded Courtesy Car Cover

With this additional cover, you get a car for up to 28 days when your car is out of action following an accident, even if it's deemed unrepairable by your insurer's approved repair network. The cover will make sure you are provided with a car of a similar passenger size and luggage capacity, so whether you need seven seats for your family or space in the back for your dog you will have a car to suit your needs.

Make sure you read the Upgraded Courtesy Car Cover policy booklet and summary [PDF, 120KB] for more information on the benefits, limitations and exclusions that apply.

Tesco Bank Upgraded Courtesy Car Cover is underwritten by Tesco Underwriting Limited.

Driver Injury Cover

Driver Injury Cover is there if you, or any named driver, are hurt in an accident while driving the insured car, regardless of whether the accident is your fault or not. This cover will provide a lump sum payment, up to a maximum specified limit, to help support rehabilitation or expense in the event of a serious injury or death.

Make sure you read the Driver Injury Cover policy booklet and summary [PDF, 134KB] for more information on the benefits, limitations and exclusions that apply.

Tesco Bank Driver Injury Cover is underwritten by Tesco Underwriting Limited.

Key Cover

What would you do if your car key was lost or stolen? With Key Cover, our 24-hour helpline can help you when your keys are lost, stolen or locked inside your car. After 14 days, cover is provided for all the keys attached to your Key Cover key fob (including your house and business keys) and we'll organise replacement keys and locks up to £1,500 per policy.

Make sure you read the Key Cover policy booklet and summary [PDF, 476KB] for more information on the benefits, limitations and exclusions that apply.

Tesco Bank Key Cover is underwritten by Ageas Insurance Limited, claims are handled by Keycare.

If you're an existing customer, call 0845 246 2895 to tailor your cover.

Tell us when your insurance is due for renewal

We're giving away 75 Clubcard points!

Just tell us your car, home or pet insurance renewal month, or all three, on our Renewals website so that we can contact you at the right time with our latest offers and deals.

If you're a Clubcard customer, you will get 75 Clubcard points if you enter your dates by 4 November 2014. Simply enter your Clubcard number on our Renewals website. Conditions apply.

Find out more on our Renewals website and to see our full terms and conditions.

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