Car insurance

Get a quote and save money with your Clubcard

Tesco Bank Car Insurance comes with a comprehensive range of standard features including a small courtesy car if yours need repairs (exclusions apply) and a 24 hour UK-based accident helpline. Clubcard customers also qualify for a guaranteed discount. In fact, 30% of new customers with a Clubcard paid £279 or less, for Standard, comprehensive cover.

To qualify for a courtesy car, your car must be repaired by an approved repairer. A courtesy car is not available if your car has been written off or has been stolen and is still missing. A courtesy car is not available to customers where the vehicle insured is a van.

That's based on new policies sold that were accepted between 10 March 2014 and 1 June 2014. The premium you pay will depend on your circumstances and the cover you choose.

Tesco Car Insurance is arranged and administered by Tesco Bank and is underwritten by a select range of insurers.

Guaranteed Clubcard discount

Aged between 17 and 25?

We've got two products available for young drivers aged between 17-25.

Why choose us?

A guaranteed Clubcard discount, plus comprehensive cover includes:

  • No claims discount and the option to protect it, as applicable
  • Up to £100,000 Motor Legal Protection included, terms and conditions apply
  • Personal accident cover of £5,000
  • Windscreen cover
  • Small courtesy car whilst yours is being repaired following a claim, exclusions apply
  • UK cover extended to EU for up to 90 days
  • Replacement child car seat if fitted in the car at the time of an accident
  • 24 hour UK-based accident helpline

Cover for legal costs and expenses if you ever need to claim compensation for personal injury against the person responsible for the accident, where you are more likely than not to have a successful outcome. Terms and conditions apply; see the policy booklet for more details.

To qualify for a courtesy car, your car must be repaired by an approved repairer. A courtesy car is not available if your car has been written off or has been stolen and is still missing. A courtesy car is not available to customers where the vehicle insured is a van.

Make sure you read the car insurance policy booklet [PDF, 191KB] for more information on the benefits, limitations and exclusions that apply.

Motor Legal Protection (Tesco Legal Guard) is underwritten by Ageas Insurance Limited.

Need more?

You can also choose to tailor your cover with these optional extras for an additional cost - all with a guaranteed Clubcard discount.

Breakdown Cover

Don't be left stranded when your car breaks down, add Breakdown Cover provided by RAC to your car insurance policy. We have four levels of cover to choose from, so whether you need roadside cover for your everyday commute or you want to be covered in Europe for holidays with your family, we could have something to suit you.

Make sure you read the Breakdown Cover policy booklet and summary [PDF, 238KB] for more information on the benefits, limitations and exclusions that apply.

Tesco Bank Breakdown Cover is provided by RAC Motoring Services and/or RAC Insurance Limited.

Upgraded Courtesy Car Cover

With this additional cover, you get a car for up to 28 days when your car is out of action following an accident, even if it's deemed unrepairable by your insurer's approved repair network. The cover will make sure you are provided with a car of a similar passenger size and luggage capacity, so whether you need seven seats for your family or space in the back for your dog you will have a car to suit your needs.

Make sure you read the Upgraded Courtesy Car Cover policy booklet and summary [PDF, 120KB] for more information on the benefits, limitations and exclusions that apply.

Tesco Bank Upgraded Courtesy Car Cover is underwritten by Tesco Underwriting Limited.

Driver Injury Cover

Driver Injury Cover is there if you, or any named driver, are hurt in an accident while driving the insured car, regardless of whether the accident is your fault or not. This cover will provide a lump sum payment, up to a maximum specified limit, to help support rehabilitation or expense in the event of a serious injury or death.

Make sure you read the Driver Injury Cover policy booklet and summary [PDF, 134KB] for more information on the benefits, limitations and exclusions that apply.

Tesco Bank Driver Injury Cover is underwritten by Tesco Underwriting Limited.

Key Cover

What would you do if your car key was lost or stolen? With Key Cover, our 24-hour helpline can help you when your keys are lost, stolen or locked inside your car. After 14 days, cover is provided for all the keys attached to your Key Cover key fob (including your house and business keys) and we'll organise replacement keys and locks up to £1,500 per policy.

Make sure you read the Key Cover policy booklet and summary [PDF, 476KB] for more information on the benefits, limitations and exclusions that apply.

Tesco Bank Key Cover is underwritten by Ageas Insurance Limited, claims are handled by Keycare.

If you're an existing customer, call 0845 246 2895 to tailor your cover.

Tell us when your insurance is due for renewal

We're giving away 75 Clubcard points!

Just tell us your car, home or pet insurance renewal month, or all three, on our Renewals website so that we can contact you at the right time with our latest offers and deals.

If you're a Clubcard customer, you will get 75 Clubcard points if you enter your dates by 4 November 2014. Simply enter your Clubcard number on our Renewals website. Conditions apply.

Find out more on our Renewals website and to see our full terms and conditions.

It just takes a tick to get our latest offers
Search our FAQs