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Compare our credit cards

Got a purchase in mind? Want to transfer a balance? Or enjoy even more rewards when you spend? Compare our credit card options and pick the perfect one for you.

Premium Card

Our most rewarding credit card. It’s the fastest way to earn Clubcard points when you shop and also includes some handy travel related benefits.

0% on purchasesTerms apply1 month
0% on balance transfersTerms apply1 month
0% on money transfersTerms applyN/A
Additional benefitsYes Learn more
Annual fee£150

Clubcard pointsTerms apply

One Clubcard point for every £1 spent in Tesco
Representative example: 56.5%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 19.9% p.a. (variable). Annual fee £150

Purchases Card

Looking to spread the cost of your purchases? Benefit from no interest to pay on purchases for the first 21 months as long as you make your minimum repayments on time and in full each month.

0% on purchasesTerms apply21 months
0% on balance transfersTerms apply3 months. Balance transfer fee 2.9%
0% on money transfersTerms applyN/A
Additional benefitsNo
Annual feeNo

Clubcard pointsTerms apply

One Clubcard point for every £4 spent in Tesco
Representative example: 18.9%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 18.9% p.a. (variable)

Balance Transfer Card

Our longest 0% interest period for balance transfers. This offer applies to any balances transferred within the first 90 days of account opening and as long as you make your minimum repayments on time and in full each month.

0% on purchasesTerms apply3 months
0% on balance transfersTerms apply40 months. Balance transfer fee 2.69%
0% on money transfersTerms apply40 months. Money transfer fee 3.94%
Additional benefitsNo
Annual feeNo

Clubcard pointsTerms apply

One Clubcard point for every £4 spent in Tesco
Representative example: 18.9%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 18.9% p.a. (variable)

Money Transfer Card

Transfer money from your credit card to your bank account with no interest to pay on the amount transferred for the first 40 months.This offer applies to any money transfers within the first 90 days of account opening and as long as you make your minimum repayments on time and in full each month.

0% on purchasesTerms apply3 months
0% on balance transfersTerms apply40 months. Balance transfer fee 2.69%
0% on money transfersTerms apply40 months. Money transfer fee 3.94%
Additional benefitsNo
Annual feeNo

Clubcard pointsTerms apply

One Clubcard point for every £4 spent in Tesco
Representative example: 18.9%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 18.9% p.a. (variable)

0% Balance Transfer Fee Card

Take advantage of having no balance transfer fee as well as no interest to pay for the first 24 months on the transferred amounts. As well as 0% interest on money transfers for the first 24 months with a 3.94% fee. This offer applies to any balance or money transfers made within the first 90 days of account opening as long as you make your minimum repayments on time and in full each month.

0% on purchasesTerms apply1 month
0% on balance transfersTerms apply24 months. 0% Balance transfer fee
0% on money transfersTerms apply24 months. 3.94% Money transfer fee
Additional benefitsNo
Annual feeNo

Clubcard pointsTerms apply

One Clubcard point for every £4 spent in Tesco
Representative example: 18.9%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 18.9% p.a. (variable)

Low APR Card

A card with a low APR on purchases to help keep your repayments down.

0% on purchasesTerms apply3 months
0% on balance transfersTerms apply3 months
0% on money transfersTerms applyN/A
Additional benefitsNo
Annual feeNo

Clubcard pointsTerms apply

One Clubcard point for every £4 spent in Tesco
Representative example: 7.8%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 7.8% p.a. (variable)

Foundation Card

Looking to re-build or improve your credit rating due to a bad or impaired credit score? Designed to help you get back on track and stay in control. You can set up email or text alerts to help you avoid missing repayments. Lower credit limits starting from £250.

0% on purchasesTerms apply1 month
0% on balance transfersTerms apply1 month
0% on money transfersTerms applyN/A
Additional benefitsNo
Annual feeNo

Clubcard pointsTerms apply

One Clubcard point for every £4 spent in Tesco
Representative example: 27.5%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 27.5% p.a. (variable)

Learn more about our range of credit cards

Important information

Key product information

Some things to remember

  • 0% interest rates apply from the day you opened your account
  • To benefit from these 0% periods you must make your minimum payments in full, on time each month
  • You can transfer up to 95% of your credit limit
  • Our credit facilities are available to over 18s and UK residents only, subject to status

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 27028, Glasgow, G2 9FT

Collecting Clubcard points

How to collect Clubcard points with your Tesco Bank Clubcard Credit Card

It's simple: use your Clubcard Credit Card wherever you see the Mastercard logo. You'll collect points on almost everything you buy.

  • For the Premium Credit Card you collect 1 Clubcard point for every £1 spent (£1 minimum) in Tesco and 1 point for every £4 spent (£4 minimum) outside Tesco in each purchase transaction
  • For all our other credit cards you earn 1 Clubcard point for every £4 spent (£4 minimum) in Tesco and 1 point for every £8 spent (£8 minimum) outside Tesco in each purchase transaction
  • There are some products at Tesco you can't collect points on. Find out more about collecting points at the Tesco Clubcard website. Clubcard points also can’t be collected on Tesco Travel Money purchases
  • Earn rates are subject to change
  • You must have available credit
  • The Clubcard scheme is administered by Tesco stores, who are responsible for fulfilling points