Compare our credit cards

Got a purchase in mind? Want to transfer a balance? Or even get a card with a low APR on your purchases? Compare our credit card options side-by-side, and pick the perfect one for you.

Credit Cards

Purchases Card

You could spread the cost of a big purchase with no interest to pay for the first 19 months.

0% on purchasesTerms apply0% on balance transfersTerms applyBalance transfer feeClubcard pointsTerms apply
19 months3 months2.9%One Clubcard point for every £4 spent
Representative example: 18.9%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 18.9% p.a. (variable)

Balance Transfer Card

No interest to pay on balance transfers for the first 33 months.

0% on purchasesTerms apply0% on balance transfersTerms applyBalance transfer feeClubcard pointsTerms apply
3 months33 months2.9%One Clubcard point for every £4 spent
Representative example: 18.9%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 18.9% p.a. (variable)

No Balance Transfer Fee Card

No balance transfer fee and no interest to pay on these balance transfer amounts for the first 12 months.

0% on purchasesTerms apply0% on balance transfersTerms applyBalance transfer feeClubcard pointsTerms apply
12 months12 monthsOne Clubcard point for every £4 spent
Representative example: 18.9%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 18.9% p.a. (variable)

Low APR Card

A low APR on purchases to help keep repayments down.

0% on purchasesTerms apply0% on balance transfersTerms applyBalance transfer feeClubcard pointsTerms apply
3 months3 monthsNoneOne Clubcard point for every £4 spent
Representative example: 7.8%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 7.8% p.a. (variable)

Looking to build your credit rating?

If you've not had a credit card before, or have limited experience with credit, our Foundation Credit Card could help.

Representative 28.9%APR (variable)

Learn more about our range of credit cards

Important information

Key product information

Some things to remember

  • 0% interest rates apply from the day you opened your account
  • You can transfer up to 95% of your credit limit
  • Our credit facilities are available to over 18s and UK residents only, subject to status

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 27028, Glasgow, G2 9FT

Collecting Clubcard points

How to collect Clubcard points with your Tesco Bank Clubcard Credit Card

It's simple: use your Clubcard Credit Card wherever you see the Mastercard logo. You'll collect points on almost everything you buy. Plus, your credit card doubles as your Clubcard, so you'll get:

  • 5 Clubcard points for every £4 you spend at Tesco stores
  • 5 Clubcard points for every £4 you spend on Tesco fuel (excludes Esso Fuel)
  • 1 Clubcard point for every £4 you spend everywhere else

Exchange your vouchers for an extra boost

Every three months, your Clubcard points are turned into vouchers.

You can get money off at the till using your vouchers, or boost their value by up to four times with Clubcard Boost.

There are hundreds of Boost partners to choose from, whether you want to eat out, enjoy a fun day with the family, take advantage of travel offers or gift ideas. And with many of them you can get up to four times the value of your original voucher - that's £10 in Boost tokens for £2.50 worth of Clubcard vouchers.

Clubcard points terms and conditions

  • You can collect one point in addition to your normal Clubcard points for each £4 you spend in a purchase transaction (the minimum purchase is £4).
  • You must have available credit.
  • There are some products at Tesco you can't collect points on. Find out more about collecting points at the Tesco Clubcard website.
  • The Clubcard scheme is administrated by Tesco stores, who are responsible for fulfilling points.