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Compare our credit cards

Got a purchase in mind? Want to transfer a balance? Or even get a card with a low APR on your purchases? Compare our credit card options side-by-side, and pick the perfect one for you.

Purchases Card

You could spread the cost of a big purchase with no interest to pay for the first 21 months, if you make your minimum repayments in full and on time each month.

0% on purchasesTerms apply0% on balance transfersTerms apply0% on money transfersTerms applyClubcard pointsTerms apply
21 months3 months. Balance transfer fee 2.9%N/AOne Clubcard point for every £4 spent in Tesco
Representative example: 18.9%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 18.9% p.a. (variable)

Balance Transfer Card

No interest to pay on balance transfers for the first 38 months, if you make your minimum payments in full and on time each month.

0% on purchasesTerms apply0% on balance transfersTerms apply0% on money transfersTerms applyClubcard pointsTerms apply
3 months38 months. Balance transfer fee 2.7%N/AOne Clubcard point for every £4 spent in Tesco
Representative example: 18.9%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 18.9% p.a. (variable)

Money Transfer Card

No interest to pay on balance transfers or money transfers for the first 35 months. This offer applies to any money or balances transferred within the first 90 days of account opening, if you make your minimum repayments in full and on time each month.

0% on purchasesTerms apply0% on balance transfersTerms apply0% on money transfersTerms applyClubcard pointsTerms apply
3 months35 months. Balance transfer fee 2.7%35 months. Money transfer fee 3.94%One Clubcard point for every £4 spent in Tesco
Representative example: 18.9%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 18.9% p.a. (variable)

No Balance Transfer Fee Card

No balance transfer fee and no interest to pay on these balance transfer amounts for the first 21 months. This offer applies to any balances transferred within the first 90 days of account opening, if you make your minimum repayments in full and on time each month.

0% on purchasesTerms apply0% on balance transfersTerms apply0% on money transfersTerms applyClubcard pointsTerms apply
1 month21 monthsN/AOne Clubcard point for every £4 spent in Tesco
Representative example: 18.9%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 18.9% p.a. (variable)

Low APR Card

A low APR on purchases to help keep repayments down.

0% on purchasesTerms apply0% on balance transfersTerms apply0% on money transfersTerms applyClubcard pointsTerms apply
3 months3 monthsN/AOne Clubcard point for every £4 spent in Tesco
Representative example: 7.8%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 7.8% p.a. (variable)

Looking to build your credit rating?

If you've not had a credit card before, or have limited experience with credit, our Foundation Credit Card could help.

Representative 28.9%APR (variable)

Learn more about our range of credit cards

Important information

Key product information

Some things to remember

  • 0% interest rates apply from the day you opened your account
  • To benefit from these 0% periods you must make your minimum payments in full, on time each month
  • You can transfer up to 95% of your credit limit
  • Our credit facilities are available to over 18s and UK residents only, subject to status

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 27028, Glasgow, G2 9FT

Collecting Clubcard points

How to collect Clubcard points with your Tesco Bank Clubcard Credit Card

It's simple: use your Clubcard Credit Card wherever you see the Mastercard logo. You'll collect points on almost everything you buy. Plus, your credit card doubles as your Clubcard, so you'll get:

  • 5 Clubcard points for every £4 you spend at Tesco stores
  • 5 Clubcard points for every £4 you spend on Tesco fuel (excludes Esso Fuel)
  • 1 Clubcard point for every £8 you spend almost everywhere else

Exchange your vouchers for an extra boost

Every three months, your Clubcard points are turned into vouchers.

You can get money off at the till using your vouchers, or boost their value by up to four times with Clubcard Boost.

There are hundreds of Boost partners to choose from, whether you want to eat out, enjoy a fun day with the family, take advantage of travel offers or gift ideas. And with many of them you can get up to four times the value of your original voucher - that's £10 in Boost tokens for £2.50 worth of Clubcard vouchers.

Clubcard points terms and conditions

  • You can collect one point in addition to your normal Clubcard points for each £4 you spend in a purchase transaction in Tesco (the minimum purchase is £4)
  • You can collect one point for every £8 you spend in a purchase transaction outside Tesco (the minimum purchase is £8)
  • You must have available credit
  • There are some products at Tesco you can't collect points on. Find out more about collecting points at the Tesco Clubcard website
  • The Clubcard scheme is administrated by Tesco stores, who are responsible for fulfilling points
  • Earn rates are subject to change