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Compare our credit cards

Got a purchase in mind? Want to transfer a balance? Or enjoy even more rewards when you spend? Compare our credit card options and pick the perfect one for you.

Purchases Card

You could spread the cost of a big purchase with no interest to pay for up to 30 months from account opening, as long as you make your minimum repayments on time and in full each month.

0% on purchasesTerms applyUp to30 months
0% on balance transfersTerms apply3 months. Balance transfer fee 2.9%
0% on money transfersTerms apply3 months. Money transfer fee 3.94%
Additional benefitsNo
Annual feeNo

Clubcard pointsTerms apply

One Clubcard point for every £4 spent in Tesco
We may offer you a 0% interest period of 24 or 18 months instead depending on your individual circumstances
Representative example: 18.9%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 18.9% p.a. (variable)

0% Balance Transfer Fee Card

Take advantage of having no balance transfer fee as well as no interest to pay for up to 24 months from account opening on the transferred amounts. This offer applies to any balances transferred within the first 90 days of account opening as long as you make your minimum repayments on time and in full each month.

0% on purchasesTerms applyN/A
0% on balance transfersTerms applyUp to 24 months. Balance transfer fee 0%
0% on money transfersTerms apply12 months. Money transfer fee 3.94%
Additional benefitsNo
Annual feeNo

Clubcard pointsTerms apply

One Clubcard point for every £4 spent in Tesco
We may offer you a 0% interest period of 21 or 15 months instead depending on your individual circumstances
Representative example: 18.9%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 18.9% p.a. (variable)

Balance Transfer Card

Our longest 0% interest period for balance transfers. This offer applies to any balances transferred within the first 90 days of account opening and as long as you make your minimum repayments on time and in full each month.

0% on purchasesTerms applyN/A
0% on balance transfersTerms applyUp to 40 months. Balance transfer fee 2.69%
0% on money transfersTerms applyUp to 40 months. Money transfer fee 3.94%
Additional benefitsNo
Annual feeNo

Clubcard pointsTerms apply

One Clubcard point for every £4 spent in Tesco
We may offer you a 0% interest period of 34 or 28 months instead depending on your individual circumstances
Representative example: 18.9%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 18.9% p.a. (variable)

Premium Card

Our most rewarding credit card and the fastest way to earn Clubcard points when you shop. Plus travel related benefits to help make your holiday planning hassle-free.

0% on purchasesTerms apply1 month
0% on balance transfersTerms apply1 month. Balance transfer fee 0%
0% on money transfersTerms applyN/A
Additional benefitsYes Learn more
Annual fee£150

Clubcard pointsTerms apply

One Clubcard point for every £1 spent in Tesco
Representative example: 56.5%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 19.9% p.a. (variable). Annual fee £150

Money Transfer Card

Transfer money from your credit card to your bank account with no interest to pay on the amount transferred for up to 40 months. This offer applies to any money transfers within the first 90 days of account opening and as long as you make your minimum repayments on time and in full each month.

0% on purchasesTerms applyN/A
0% on balance transfersTerms applyUp to 40 months. Balance transfer fee 2.69%
0% on money transfersTerms applyUp to 40 months. Money transfer fee 3.94%
Additional benefitsNo
Annual feeNo

Clubcard pointsTerms apply

One Clubcard point for every £4 spent in Tesco
We may offer you a 0% interest period of 34 or 28 months instead depending on your individual circumstances
Representative example: 18.9%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 18.9% p.a. (variable)

Low APR Card

A card with a low APR on purchases to help keep your repayments down.

0% on purchasesTerms apply1 month
0% on balance transfersTerms apply1 month
0% on money transfersTerms applyN/A
Additional benefitsNo
Annual feeNo

Clubcard pointsTerms apply

One Clubcard point for every £4 spent in Tesco
Representative example: 5.9%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 5.9% p.a. (variable)

Foundation Card

Looking to re-build or improve your credit rating due to a bad or impaired credit score? Designed to help you get back on track and stay in control. You can set up email or text alerts to help you avoid missing repayments. Lower credit limits starting from £250.

0% on purchasesTerms applyN/A
0% on balance transfersTerms applyN/A
0% on money transfersTerms applyN/A
Additional benefitsNo
Annual feeNo

Clubcard pointsTerms apply

One Clubcard point for every £4 spent in Tesco
Representative example: 27.5%APR representative (variable)
Assumed credit limit £1,200. Interest rate on purchases 27.5% p.a. (variable)

Learn more about our range of credit cards

Important information

Key product information

Some things to remember

  • If you have 0% interest rates, these apply from the day you opened your account
  • If you have 0% interest periods, to benefit from this, you must make your minimum payments in full, on time each month.
  • For our Purchases, Balance Transfer and Money Transfer Cards, your credit limit, APR and introductory offer period may vary subject to your individual circumstances
  • You can transfer up to 95% of your available credit limit. You won't be able to transfer a balance between Tesco Bank Credit Cards.
  • Our credit facilities are available to over 18s and UK residents only, subject to status
  • For money transfers: purchases made using money that has been transferred will not benefit from protection under Section 75 of the Consumer Credit Act 1974. Section 75 protection is only available if you make the purchase with your credit card (not all purchases are eligible for this protection).

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 27028, Glasgow, G2 9FT

Collecting Clubcard points

How to collect Clubcard points with your Tesco Bank Clubcard Credit Card

It's simple: use your Clubcard Credit Card wherever you see the Mastercard logo. You'll collect points on almost everything you buy.

  • For the Premium Credit Card you collect 1 Clubcard point for every £1 spent (£1 minimum) in Tesco and 1 point for every £4 spent (£4 minimum) outside Tesco in each purchase transaction
  • For all our other credit cards you collect 1 Clubcard point for every £4 spent (£4 minimum) in Tesco and 1 point for every £8 spent (£8 minimum) outside Tesco in each purchase transaction
  • There are some products at Tesco you can't collect points on. Find out more about collecting points at the Tesco Clubcard website. Clubcard points also can’t be collected on Tesco Travel Money purchases
  • Collection rates are subject to change
  • You must have available credit
  • The Tesco Clubcard Scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA, who are responsible for fulfilling points.