Car insurance

Car Insurance

Tesco Bank Car Insurance gives you peace of mind, whether you're off to the local supermarket or further afield.

Car insurance

  • Guaranteed discount for Clubcard customers
  • A no claims discount and the option to protect it, if applicable
  • Personalise your cover - pay to add the optional extras that suit your needs
  • Get immediate cover - choice of comprehensive or 3rd party
  • Reassurance that our Car Insurance is underwritten by a carefully selected range of insurersMore information

About Car Insurance

Your vehicle

You get cover for your vehicle that includes:

Small courtesy car

You’ll get a small courtesy car to help you keep going while yours is being repaired following a claim. There are a few exclusions so please check these.Check exclusions

Fire and theft cover

We'll pay for loss or damage to the car caused by fire, theft or attempted theft.

Windscreen cover

A chipped windscreen doesn’t have to spoil your day. We'll pay for the cost of repairing or replacing your broken or chipped windscreen or windows. We'll also pay for any scratching to the paintwork that might have been caused by broken glass from the windscreen or windows.

Replacement child car seat

We will replace any child seats that are fitted to the car at the time of an incident, even if you can't see any damage. You can't be too careful with your precious cargo.

In-car entertainment equipment cover

This includes any permanently fitted stereo as well as your sat nav and hands-free equipment.

UK cover extended to EU for up to 90 days

With our Car Insurance, you can drive away on holiday to the EU. No need to pay extra. Your cover is extended to any EU country for a total of 90 days within the period of your insurance as long as you are a UK resident. Great for a last-minute escape.

All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our Car Insurance policy booklets.See our policy booklets.

You and your passengers

Plus cover for you and your passengers as standard.

24 hour accident helpline

Accidents don't just happen between 9 and 5. That's why our UK-based accident helpline is open 24 hours a day, seven days a week.

Cover for personal possessions

Our Car Insurance isn't just about the car. The things inside it matter too. So your personal possessions are covered up to the value of £200 if they're lost or damaged in the car following an accident.

Medical expenses

If you or your passengers are involved in an accident in the car, we'll pay up to £100 in medical expenses to treat each injured person.

Personal accident cover

Our Car Insurance provides up to £5,000 compensation for serious injury to you or your partner whilst travelling by car.

Motor Legal Protection

You get up to £100,000 Motor Legal Protection. This provides you with cover for legal costs and expenses if you ever need to claim compensation for personal injury against the person responsible for the accident, where you are more likely than not to have a successful outcome. Terms and conditions apply; see the policy booklet for more details.

Motor Legal Protection (Tesco Legal Guard) is underwritten by Ageas Insurance Limited.

All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our Car Insurance policy booklets.See our policy booklets

Optional extras

And for an extra charge, you can get even more peace of mind with our optional add-ons.

Breakdown cover

Don't be left stranded if your car breaks down. Add Breakdown Cover provided by RAC to your Car Insurance policy. Whether it’s roadside cover for your everyday commute or cover that extends to Europe for driving holidays with your family, there are four levels of cover, making it easy to find the one that’s right for you.

Tesco Bank Breakdown Cover is provided by RAC Motoring Services and/or RAC Insurance Limited.

Upgraded courtesy car cover

If you need seven seats for your family or space in the back for your dog, a small courtesy car might not cut it. Add this cover and you’ll get a car that’s similar in size to your usual one. It’ll be yours for up to 28 days when your car is out of action, even if it’s deemed unrepairable by the approved repair network.

Tesco Bank Upgraded Courtesy Car Cover is underwritten by Tesco Underwriting Limited.

Driver injury cover

For greater peace of mind, add driver injury cover to your Car Insurance. If you, or any named driver, are hurt in an accident while driving the insured car, regardless of whether the accident is your fault or not, this cover gives you financial support when you need it most. It provides a lump sum payment, up to a maximum specified limit, to help support rehabilitation or expense in the event of a serious injury or death.

Tesco Bank Driver Injury Cover is underwritten by Tesco Underwriting Limited.

Key cover

What would you do if your car key was lost or stolen? With Key Cover, our 24-hour helpline will come to your rescue when your keys are lost, stolen or locked inside your car. After 14 days, cover is provided for all the keys attached to your Key Cover key fob - including your house and business keys. And we'll organise replacement keys and locks up to £1,500 per policy.Terms apply

Tesco Bank Key Cover is underwritten by Ageas Insurance Limited, claims are handled by Keycare.

All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our Car Insurance policy booklets.See our policy booklets

Why choose Tesco Bank Car Insurance?

  • Manage your Car Insurance policy online
  • 24-hour UK-based accident helpline
  • Guaranteed discount for Clubcard customers
Best Direct Car Insurance Provider

Get covered with Tesco Bank's Award Winning Car Insurance

Best Direct Car Insurance Provider

Tesco Bank Car Insurance has been awarded Best Direct Car Insurance Provider by Your Money.

So whether you're using your car for fun days out, the weekly shop, or the daily commute, you can be sure that you're in safe hands.

Tesco Bank Car Insurance is underwritten by a select range of insurers.

Contact us - we're here to help

Can't find the answer to your Car Insurance question on our website? We're here to help and there are lots of ways to get in touch. Lines are open Monday to Friday 8am-9pm, Saturday and Sunday 9am-5pm.

Help for existing policy holders

Emergency phone numbers

Breakdown assistance 0800 003 001

Lost or stolen keys emergency helpline 0845 366 0228

Making a claim

Our UK teams are here to handle your claim and get things sorted fast.

Policy documents

Need to check up on the small print?

Contact us

Our UK teams are here for you 24 hours a day, seven days a week.

Yes - even Christmas day.

Aged between 17 and 25?

As well as Car Insurance, you can also consider Box Insurance. It's designed exclusively for young drivers.

Important information

Key product information

Tesco Bank Car Insurance is arranged and administered by Tesco Bank and is underwritten by a select range of insurers.

  • Tesco Bank Breakdown Cover is provided by RAC Motoring Services and/or RAC Insurance Limited
  • Tesco Bank Key Cover is underwritten by Ageas Insurance Limited, claims are handled by Keycare
  • Motor Legal Protection (Tesco Legal Guard) is provided by Ageas Insurance Limited

Tesco Bank Box Insurance is arranged and administered by Insure The Box Limited and is underwritten by Catlin Insurance Company (UK) Ltd. and Great Lakes Reinsurance (UK) plc.

Small courtesy car exclusions

To qualify for a courtesy car, your car must be repaired by an approved repairer. A courtesy car is not available if your car has been written off or has been stolen and is still missing. A courtesy car is not available to customers where the vehicle insured is a van.

Key cover - important points

If you have key cover elsewhere, the policy benefits may overlap. Please check how this may affect you.

Policy documents

You'll find complete details of the cover, monetary limits, exclusions, excesses and terms in our policy documents.

Make sure you read the Car Insurance policy booklet for more information on any benefits, limitations and exclusions that might apply to your cover.