Savings Accounts
Internet Saver
Have instant access to your money and receive your interest annually.
Annual interest Gross/AER
4.20% (variable)
This rate includes a guaranteed fixed bonus rate of 3.15% for the first 12 months (on balances up to £1m), plus our standard variable rate which is currently 1.05%. After 12 months, you’ll continue to receive our standard variable rate.
Withdrawals
Unlimited
Number of deposits
Unlimited
The fixed bonus applies on balances up to £1m only.
Minimum deposit
£1
Instant Access Cash ISA
Save flexibly without paying tax on the interest you earn and receive your interest annually.
Annual interest Gross/AER
4.06% (variable)
This rate includes a guaranteed fixed bonus rate of 3.01% for the first 12 months, plus our standard variable rate which is currently 1.05%. After 12 months, you’ll continue to receive our standard variable rate.
Withdrawals
Unlimited
Number of deposits
Unlimited
Up to £20,000 for the current tax year across all your ISA accounts.
Minimum deposit
£1
Fixed Rate Saver
Lock your money away for a term you choose and receive your interest monthly or annually.
Annual interest Gross/AER
4.21% - 4.05%
Choose one of our terms between 1 and 5 years. The interest rate will depend on the term and monthly interest rates may differ.
Withdrawals
None
Number of deposits
Unlimited within 30 days
Minimum deposit
£2,000
Fixed Rate Cash ISA
Guarantee your rate for the term and save without paying tax on the interest you earn and receive your interest annually.
Annual interest Gross/AER
3.95% for 12 months
This is a fixed rate for the 12 month term.
Withdrawals
None
Number of deposits
Unlimited within 30 days
Up to £20,000 for the current tax year across all your ISA accounts.
Minimum deposit
£1
Credit Cards
I'd like a credit card for:
Browse our Credit Cards and find one that's right for your needs.
Currently showing you 4 Credit Cards:
Currently showing you 2 Credit Cards:
Currently showing you 4 Credit Cards:
Currently showing you 2 Credit Cards:
Currently showing you 0 Credit Cards:
Building my credit rating
Balance Transfer and Purchases Credit Card
Our best card for 0% interest on balance transfers and purchases all in one card for a guaranteed 20 months.
Purchases
20 months
0% interest guaranteed from account opening.
Balance transfers
20 months
0% interest guaranteed from account opening.
Transfer fee: 2.75%
Money transfers
Not available.
Representative example
Purchase rate (variable)
24.9% APR
Purchase Interest rate (variable)
24.9% p.a.
Based on a credit limit of
£1,200
All round Credit Card
Our best card for paying no interest on balance transfers, purchases and money transfers for a guaranteed 14 months.
Purchases
14 months
0% interest guaranteed from account opening.
Balance transfers
14 months
0% interest guaranteed from account opening.
Transfer fee: 2.49%
Money transfers
14 months
0% interest guaranteed from account opening.
Transfer fee: 3.99%
Representative example
Purchase rate (variable)
24.9% APR
Purchase Interest rate (variable)
24.9% p.a.
Based on a credit limit of
£1,200
Balance Transfer Credit Card
Our best card for a long 0% interest period on balance transfers – a guaranteed 34 months.
Purchases
24.9% APR
representative (variable) on purchases.
Balance transfers
34 months
0% interest guaranteed from account opening.
Transfer fee: 3.45%
Money transfers
9 months
0% interest guaranteed from account opening.
Transfer fee: 3.99%
Representative example
Purchase rate (variable)
24.9% APR
Purchase Interest rate (variable)
24.9% p.a.
Based on a credit limit of
£1,200
Low Fee Balance Transfer Credit Card
Our best card for a low balance transfer fee.
Purchases
24.9% APR
representative (variable) on purchases.
Balance transfers
18 months
0% interest guaranteed from account opening.
Transfer fee: 0.99%
Money transfers
9 months
0% interest guaranteed from account opening.
Transfer fee: 3.99%
Representative example
Purchase rate (variable)
24.9% APR
Purchase Interest rate (variable)
24.9% p.a.
Based on a credit limit of