Single Trip Travel Insurance

Before you put on your sun cream make sure you’ve got a policy to help keep you covered.

Whether you're planning a short break abroad, a staycation or a business trip our Single Trip Travel Insurance could be right for you.

  • Choose from Economy or our 5 Star Defaqto rated Standard and Premier cover. Monetary limits, excesses and exclusions apply.
  • Kids under 16 go free on Single and Annual Multi Trip policies
  • Tesco Clubcard members save 5% when you buy direct. Enter your Clubcard number to get your discount and collect Clubcard points. See terms

Tesco Bank Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A. UK Branch.

      Girl in a swimming pool wearing orange sunglasses
      Government travel restrictions

      You will not be covered for any trips due to take place where the UK Government has enforced travel restrictions, unless you can provide evidence that you have a legal reason to travel. The earliest start date for Single Trip and Backpacker policies is 17th May 2021.

        COVID-19 cover includes

        • If you have to cancel or cut short your trip as a result of contracting COVID-19.
        • Medical treatment if you contract COVID-19 abroad.
        • If you’ve got to return home early because the region you’re in goes into lockdown.

        Remember to check the latest Foreign, Commonwealth & Development Office (FCDO) and local authorities travel advice before you go. We don't include cover for cancellation where the FCDO or local authorities advise against travel. For full details of the COVID-19 cover provided on our policies take a look at the policy booklet. Monetary limits, excesses and exclusions apply.

          Some little helps to get you on your way

          • Clubcard
            Clubcard Members collect 1 Clubcard point for every £1 you spend on our Travel Insurance. See terms
          • Money
            Get an increased cash limit as part of your cover if you buy from Tesco Bank Travel Money.
          • Face circle icon
            Kids under 16 go free on Single and Annual Multi Trip policies.

          Compare cover levels

          Monetary limits, excesses and exclusions apply, please see the policy booklet for more information. The maximum limits payable are shown below.

          Compare our levels of travel insurance cover

          Features

          Economy

          Standard

          Premier

          Defaqto rating

              Defaqto 3 star logo
                Defaqto 5 star logo
                  Defaqto 5 star logo

                  Excess

                    £99 per person

                      £75 per person

                        No excess

                          Cancellation or cutting
                          short your trip

                            £1,000

                              £5,000

                                £10,000

                                  End supplier failure

                                      Blue cross icon
                                        Blue cross icon

                                        £5,000

                                          Medical and repatriation

                                            £10 million

                                                £10 million

                                                  £20 million

                                                    Emergency dental

                                                      £250

                                                        £350

                                                          £1,000

                                                            Hospital benefit

                                                              £500

                                                              £20 a day

                                                                £500

                                                                £40 a day

                                                                  £1,000

                                                                  £50 a day

                                                                    Virtual doctor

                                                                        Blue cross icon
                                                                          Blue cross icon
                                                                            Yes

                                                                            Missed departure

                                                                              £500

                                                                              No cover for inbound departures

                                                                                £1,000

                                                                                  £1,500

                                                                                    Travel delay

                                                                                      £500

                                                                                      £20 per day

                                                                                        £500

                                                                                        £40 per day

                                                                                          £1,000

                                                                                          £50 per day

                                                                                            Baggage

                                                                                              £1,000

                                                                                              Single article and valuables limits £250

                                                                                                £2,000

                                                                                                Single article and valuables limits £350

                                                                                                  £3,000

                                                                                                  Single article and valuables limits £500

                                                                                                    Delayed baggage

                                                                                                    If lost in transit during the outward journey and not returned to you within 12 hours (if the loss is permanent this will be deducted from your baggage allowance).

                                                                                                      £250

                                                                                                      £50 per 24hrs

                                                                                                        £500

                                                                                                        £75 per 24hrs

                                                                                                          £1,500

                                                                                                          £100 per 24hrs

                                                                                                            Personal money

                                                                                                              If you purchase your travel money at a Tesco Travel Money Bureau or online via the Tesco Bank website prior to your trip then your Cash limit will be doubled.

                                                                                                                £250

                                                                                                                Cash limit of £100

                                                                                                                  £500

                                                                                                                  Cash limit of £200

                                                                                                                    £750

                                                                                                                    Cash limit of £500

                                                                                                                      Important documents

                                                                                                                        £250

                                                                                                                          £250

                                                                                                                            £500

                                                                                                                              Legal expenses and assistance

                                                                                                                                £25,000

                                                                                                                                  £25,000

                                                                                                                                    £25,000

                                                                                                                                      Personal liability

                                                                                                                                        £2 million

                                                                                                                                          £2 million

                                                                                                                                            £2 million

                                                                                                                                              Personal total disablement or loss of limb / eye

                                                                                                                                                £10,000

                                                                                                                                                  £20,000

                                                                                                                                                    £30,000

                                                                                                                                                      Death

                                                                                                                                                        £5,000

                                                                                                                                                        If aged 15 or under or 65 and over cover is £2,500

                                                                                                                                                          £10,000

                                                                                                                                                          If aged 15 or under or 65 and over cover is £2,500

                                                                                                                                                            £15,000

                                                                                                                                                            If aged 15 or under or 65 and over cover is £2,500

                                                                                                                                                              Optional extras and additional covers

                                                                                                                                                              You can choose to add the optional extras and additional cover below for an extra cost. Monetary limits, excesses and exclusions apply, please see the policy booklet for more information.

                                                                                                                                                                Winter sports cover

                                                                                                                                                                Winter sports cover table

                                                                                                                                                                Features

                                                                                                                                                                Economy

                                                                                                                                                                Standard

                                                                                                                                                                Premier

                                                                                                                                                                Ski equipment (owned)

                                                                                                                                                                  £500

                                                                                                                                                                  Single article limit of £500

                                                                                                                                                                    £1,000

                                                                                                                                                                    Single article limit of £500

                                                                                                                                                                      £1,500

                                                                                                                                                                      Single article limit of £500

                                                                                                                                                                        Ski equipment (hired)

                                                                                                                                                                        Cover for loss, theft or damage to ski equipment you have hired.

                                                                                                                                                                          £300

                                                                                                                                                                            £300

                                                                                                                                                                              £300

                                                                                                                                                                                Ski equipment hire

                                                                                                                                                                                If you need to hire equipment if yours is lost, stolen or damaged.

                                                                                                                                                                                  £300

                                                                                                                                                                                  £25 per day

                                                                                                                                                                                    £300

                                                                                                                                                                                    £25 per day

                                                                                                                                                                                      £300

                                                                                                                                                                                      £25 per day

                                                                                                                                                                                        Piste closure

                                                                                                                                                                                          No cover

                                                                                                                                                                                            £300

                                                                                                                                                                                            £30 per day

                                                                                                                                                                                              £500

                                                                                                                                                                                              £50 per day

                                                                                                                                                                                                Avalanche cover

                                                                                                                                                                                                  No cover

                                                                                                                                                                                                    £200

                                                                                                                                                                                                    £20 per day

                                                                                                                                                                                                      £250

                                                                                                                                                                                                      £25 per day

                                                                                                                                                                                                        Golf cover

                                                                                                                                                                                                        Travel insurance golf cover

                                                                                                                                                                                                        Features

                                                                                                                                                                                                        Economy

                                                                                                                                                                                                        Standard

                                                                                                                                                                                                        Premier

                                                                                                                                                                                                        Golf equipment

                                                                                                                                                                                                          £500

                                                                                                                                                                                                          Single article limit of £200

                                                                                                                                                                                                            £1,500

                                                                                                                                                                                                            Single article limit of £300

                                                                                                                                                                                                              £3,000

                                                                                                                                                                                                              Single article limit of £500

                                                                                                                                                                                                                Green fees

                                                                                                                                                                                                                If you are unable to play

                                                                                                                                                                                                                  No cover

                                                                                                                                                                                                                    £300

                                                                                                                                                                                                                    £30 per day

                                                                                                                                                                                                                      £500

                                                                                                                                                                                                                      £50 per day

                                                                                                                                                                                                                        Equipment hire

                                                                                                                                                                                                                        If you are unable to play

                                                                                                                                                                                                                          No cover

                                                                                                                                                                                                                            £300

                                                                                                                                                                                                                            £30 per day

                                                                                                                                                                                                                              £500

                                                                                                                                                                                                                              £50 per day

                                                                                                                                                                                                                                Cruise cover

                                                                                                                                                                                                                                Features

                                                                                                                                                                                                                                Economy, Standard and Premier

                                                                                                                                                                                                                                Missed port departure

                                                                                                                                                                                                                                  £1,000

                                                                                                                                                                                                                                    Cabin confinement

                                                                                                                                                                                                                                      £1,000

                                                                                                                                                                                                                                      £100 per port

                                                                                                                                                                                                                                        Itinerary change

                                                                                                                                                                                                                                          £500

                                                                                                                                                                                                                                          £100 per port

                                                                                                                                                                                                                                            Unused excursions

                                                                                                                                                                                                                                              £500

                                                                                                                                                                                                                                                Gadget cover

                                                                                                                                                                                                                                                Cover for your gadgets including mobiles, e-readers, tablets and smartwatches if they’re lost, stolen or damaged.

                                                                                                                                                                                                                                                Gadgets must be less than 4 years old and purchased in the UK. To make a claim you must have valid proof of purchase. A £50 per person excess applies to all claims.

                                                                                                                                                                                                                                                Features

                                                                                                                                                                                                                                                Economy, Standard and Premier

                                                                                                                                                                                                                                                Gadgets

                                                                                                                                                                                                                                                  £3,000

                                                                                                                                                                                                                                                    Car Hire Excess Insurance cover

                                                                                                                                                                                                                                                    Cover the excess you’d pay if your hire car is damaged or stolen up to £10,000 per incident or in total over the duration of your policy.

                                                                                                                                                                                                                                                    Adding this will cover the excess you’re liable for if you make a claim on the car hire excess waiver insurance provided by your car rental company. Limits apply, please see the table below for further details of cover available.

                                                                                                                                                                                                                                                    Features

                                                                                                                                                                                                                                                    Economy, Standard and Premier

                                                                                                                                                                                                                                                    Roof of the vehicle

                                                                                                                                                                                                                                                      £500

                                                                                                                                                                                                                                                        Windows, windscreen or glass sunroof

                                                                                                                                                                                                                                                          £650

                                                                                                                                                                                                                                                            Undercarriage

                                                                                                                                                                                                                                                              £400

                                                                                                                                                                                                                                                                Tyre replacement (per tyre)

                                                                                                                                                                                                                                                                  £80

                                                                                                                                                                                                                                                                    Tyre repair (per tyre)

                                                                                                                                                                                                                                                                      £40

                                                                                                                                                                                                                                                                        Lock out

                                                                                                                                                                                                                                                                          Up to a maximum of £100 per claim

                                                                                                                                                                                                                                                                            Vehicle hire key cover

                                                                                                                                                                                                                                                                              Up to a maximum of £500 per claim

                                                                                                                                                                                                                                                                                Misfuelling

                                                                                                                                                                                                                                                                                  Up to a maximum value of £500 per claim

                                                                                                                                                                                                                                                                                    Drop off

                                                                                                                                                                                                                                                                                      Up to a maximum value of £300 per claim

                                                                                                                                                                                                                                                                                        Confinement

                                                                                                                                                                                                                                                                                          £25 per day up to a maximum of £300 per claim

                                                                                                                                                                                                                                                                                            Need a different type of cover for your trip?

                                                                                                                                                                                                                                                                                            We also have Annual Multi Trip cover and cover designed for Backpackers.

                                                                                                                                                                                                                                                                                                Man and woman eating ice cream

                                                                                                                                                                                                                                                                                                Important information

                                                                                                                                                                                                                                                                                                Policy documents

                                                                                                                                                                                                                                                                                                It’s important that you review the full policy document for your Travel Insurance policy. It contains details of cover, exclusions and limitations of your travel insurance. Monetary limits and excesses apply.

                                                                                                                                                                                                                                                                                                  Additional cover
                                                                                                                                                                                                                                                                                                  Information about additional cover

                                                                                                                                                                                                                                                                                                  The Insurance Product Information documents summarise the key features, benefits and exclusions of our additional cover.

                                                                                                                                                                                                                                                                                                    How we use your data

                                                                                                                                                                                                                                                                                                    How we collect and use your personal data

                                                                                                                                                                                                                                                                                                    Tesco Personal Finance PLC (trading as Tesco Bank) acts as an intermediary for this policy. The policy is arranged and administered by ROCK Insurance Services Limited (ROCK) and underwritten by Inter Partner Assistance SA UK Branch (IPA UK) whose ultimate parent company is AXA Partners Holding SA. You can find out more about how ROCK will process and share your data in their Privacy Notice.

                                                                                                                                                                                                                                                                                                      ROCK will share some of your information with Tesco Bank as set out in their privacy notice and you can find out more about how Tesco Bank will then process that data in our Privacy Policy.

                                                                                                                                                                                                                                                                                                      ROCK will also share data with IPA UK so that they can underwrite your policy and if you make a claim. You can find out more about how IPA UK will process your data in the ‘Data Protection Notice and Fraud’ section of the Policy Wording document and by visiting the AXA Assistance website.

                                                                                                                                                                                                                                                                                                        Terms and conditions

                                                                                                                                                                                                                                                                                                        Tesco Clubcard member benefits

                                                                                                                                                                                                                                                                                                        Tesco Clubcard members save 5% when you buy direct and collect 1 Clubcard point for every £1 spent on your policy. Provide your Clubcard number when you get your quote.

                                                                                                                                                                                                                                                                                                        The Tesco Clubcard scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA who are responsible for fulfilling points.