Single Trip Travel Insurance

Before you put on your sun cream make sure you’ve got a policy to help keep you covered.

Whether you're planning a short break abroad, a staycation or a business trip our Single Trip Travel Insurance could be right for you.

Choose from Economy or our 5 Star Defaqto rated Standard and Premier cover. Monetary limits, excesses and exclusions apply.
With Clubcard Prices, Clubcard members get a 10% discount when you buy direct. Discount doesn’t apply to Later Life cover or add-ons. Just enter your Clubcard number when you get your quote.
Kids under 18 go free on Single and Annual Multi Trip policies

Tesco Bank Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A. UK Branch.

COVID-19 cover includes

If you have to cancel or cut short your trip as a result of contracting COVID-19.
Medical treatment if you contract COVID-19 abroad.
If you’ve got to return home early because the region you’re in goes into lockdown.

Remember to check the latest Foreign, Commonwealth & Development Office (FCDO) and local authorities travel advice before you go. We don't include cover for cancellation where the FCDO or local authorities advise against travel. For full details of the COVID-19 cover provided on our policies take a look at the policy booklet. Monetary limits, excesses and exclusions apply.

Cover details for COVID-19

Some little helps to get you on your way

24/7 helpline available in case of medical emergencies.
Get an increased cash limit as part of your cover if you buy from Tesco Bank Travel Money.
Kids under 18 go free on Single and Annual Multi Trip policies.

Compare cover levels

Monetary limits, excesses and exclusions apply, please see the policy booklet for more information. The maximum limits payable are shown below.

Compare our levels of travel insurance cover
Features	Economy	Standard	Premier
Defaqto rating
Excess	£99 per person	£75 per person	No excess
Cancellation or cutting short your trip	£1,000	£5,000	£10,000
End supplier failure			£5,000
Medical and repatriation	£10 million	£10 million	£20 million
Emergency dental	£250	£350	£1,000
Hospital benefit	£500 £20 a day	£500 £40 a day	£1,000 £50 a day
Virtual doctor
Missed departure	£500 No cover for inbound departures	£1,000	£1,500
Travel delay	£500 £20 per day	£500 £40 per day	£1,000 £50 per day
Baggage	£1,000 Single article and valuables limits £250	£2,000 Single article and valuables limits £350	£3,000 Single article and valuables limits £500
Delayed baggage If lost in transit during the outward journey and not returned to you within 12 hours (if the loss is permanent this will be deducted from your baggage allowance).	£250 £50 per 24hrs	£500 £75 per 24hrs	£1,500 £100 per 24hrs
Personal money If you purchase your travel money at a Tesco Travel Money Bureau or online via the Tesco Bank website prior to your trip then your Cash limit will be doubled.	£250 Cash limit of £100	£500 Cash limit of £200	£750 Cash limit of £500
Important documents	£250	£250	£500
Legal expenses and assistance	£25,000	£25,000	£25,000
Personal liability	£2 million	£2 million	£2 million
Personal total disablement or loss of limb / eye	£10,000	£20,000	£30,000
Death	£5,000 If aged 15 or under or 65 and over cover is £2,500	£10,000 If aged 15 or under or 65 and over cover is £2,500	£15,000 If aged 15 or under or 65 and over cover is £2,500

See all features

Optional extras and additional covers

You can choose to add the optional extras and additional cover below for an extra cost. Monetary limits, excesses and exclusions apply, please see the policy booklet for more information.

Winter sports cover

Winter sports cover table
Features	Economy	Standard	Premier
Ski equipment (owned)	£500 Single article limit of £500	£1,000 Single article limit of £500	£1,500 Single article limit of £500
Ski equipment (hired) Cover for loss, theft or damage to ski equipment you have hired.	£300	£300	£300
Ski equipment hire If you need to hire equipment if yours is lost, stolen or damaged.	£300 £25 per day	£300 £25 per day	£300 £25 per day
Piste closure	No cover	£300 £30 per day	£500 £50 per day
Avalanche cover	No cover	£200 £20 per day	£250 £25 per day

Golf cover

Travel insurance golf cover
Features	Economy	Standard	Premier
Golf equipment	£500 Single article limit of £200	£1,500 Single article limit of £300	£3,000 Single article limit of £500
Green fees If you are unable to play	No cover	£300 £30 per day	£500 £50 per day
Equipment hire If you are unable to play	No cover	£300 £30 per day	£500 £50 per day

Cruise cover


Features	Economy, Standard and Premier
Missed port departure	£1,000
Cabin confinement	£1,000 £100 per port
Itinerary change	£500 £100 per port
Unused excursions	£500

Gadget cover

Cover for your gadgets including mobiles, e-readers, tablets and smartwatches if they’re lost, stolen or damaged.

Gadgets must be less than 4 years old and purchased in the UK. To make a claim you must have valid proof of purchase. A £50 per person excess applies to all claims.


Features	Economy, Standard and Premier
Gadgets	£3,000

Car Hire Excess Insurance cover

Cover the excess you’d pay if your hire car is damaged or stolen up to £10,000 per incident or in total over the duration of your policy.

Adding this will cover the excess you’re liable for if you make a claim on the car hire excess waiver insurance provided by your car rental company. Limits apply, please see the table below for further details of cover available.


Features	Economy, Standard and Premier
Roof of the vehicle	£500
Windows, windscreen or glass sunroof	£650
Undercarriage	£400
Tyre replacement (per tyre)	£80
Tyre repair (per tyre)	£40
Lock out	Up to a maximum of £100 per claim
Vehicle hire key cover	Up to a maximum of £500 per claim
Misfuelling	Up to a maximum value of £500 per claim
Drop off	Up to a maximum value of £300 per claim
Confinement	£25 per day up to a maximum of £300 per claim

See all features

Need a different type of cover for your trip?

We also have Annual Multi Trip cover and cover designed for Backpackers.

Important information

Policy documents

It’s important that you review the full policy document for your Travel Insurance policy. It contains details of cover, exclusions and limitations of your travel insurance. Monetary limits and excesses apply.

Policy Wording (1.4MB pdf)

Product information documents

The Insurance Product Information Documents summarise the key features, benefits and exclusions of cover.

Economy Product Information Document (380KB, pdf) Standard Product Information Document (380KB, pdf) Premier Product Information Document (380KB, pdf)

Additional cover

Information about additional cover

The Insurance Product Information documents summarise the key features, benefits and exclusions of our additional cover.

Gadget Cover Product Information Document (371KB, pdf) Car Hire Excess Insurance Product Information Document (370KB, pdf)

How we use your data

How we collect and use your personal data

Tesco Personal Finance PLC (trading as Tesco Bank) acts as an intermediary for this policy. The policy is arranged and administered by ROCK Insurance Services Limited (ROCK) and underwritten by Inter Partner Assistance SA UK Branch (IPA UK) whose ultimate parent company is AXA Partners Holding SA. You can find out more about how ROCK will process and share your data in their Privacy Notice.

ROCK Privacy Notice (280KB, pdf)

ROCK will share some of your information with Tesco Bank as set out in their privacy notice and you can find out more about how Tesco Bank will then process that data in our Privacy Policy.

ROCK will also share data with IPA UK so that they can underwrite your policy and if you make a claim. You can find out more about how IPA UK will process your data in the ‘Data Protection Notice and Fraud’ section of the Policy Wording document and by visiting the AXA Assistance website.