Backpacker Travel Insurance

When dreams of exploring continents, not just countries, become reality.

Designed for a longer single trip up to 18 months, often to multiple countries. You may find this type of cover is right for you if you’re planning a gap year or career break if you’re under the age of 50.

  • Choose from Economy or our 5 Star Defaqto rated Premier cover. Monetary limits, excesses and exclusions apply.
  • Access an English-speaking doctor virtually or by telephone appointment should you need it
  • Tesco Clubcard members save 5% when you buy direct. Enter your Clubcard number to get your discount and collect Clubcard points. See terms

Tesco Bank Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A. UK Branch.

      Backpacker waiting for transport while travelling
      Government travel restrictions

      You will not be covered for any trips due to take place where the UK Government has enforced travel restrictions, unless you can provide evidence that you have a legal reason to travel. The earliest start date for Single Trip and Backpacker policies is 17th May 2021.

        COVID-19 cover includes

        • If you have to cancel or cut short your trip as a result of contracting COVID-19.
        • Medical treatment if you contract COVID-19 abroad.
        • If you’ve got to return home early because the region you’re in goes into lockdown.

        Remember to check the latest Foreign, Commonwealth & Development Office (FCDO) and local authorities travel advice before you go. We don't include cover for cancellation where the FCDO or local authorities advise against travel. For full details of the COVID-19 cover provided on our policies take a look at the policy booklet. Monetary limits, excesses and exclusions apply.

          Some little helps to get you on your way

          • Clubcard
            Clubcard Members collect 1 Clubcard point for every £1 you spend on our Travel Insurance. See terms
          • Money
            Get an increased cash limit as part of your cover if you buy from Tesco Bank Travel Money.
          • Face icon
            Access an English-speaking doctor virtually or by telephone.

          Compare cover levels

          Monetary limits, excesses and exclusions apply, please see the policy booklet for more information. The maximum limits payable are shown below.

          Features

          Backpacker Economy

          Backpacker Premier

          Defaqto rating

                Defaqto 3 star logo

                  Defaqto 5 star logo

                  Excess

                    £99 per person

                      No excess

                        Cancellation or cutting
                        short your trip

                          £1,000

                            £10,000

                              End supplier failure

                                  Blue cross icon

                                  £5,000

                                    Medical and repatriation

                                      £10 million

                                        £20 million

                                          Emergency dental

                                            £250

                                              £1,000

                                                Hospital benefit

                                                  £500

                                                  £20 a day

                                                    £1,000

                                                    £50 a day

                                                      Virtual doctor

                                                          Yes
                                                            Yes

                                                            Missed departure

                                                              £500 outbound

                                                              No cover for inbound departures

                                                                £1,500

                                                                  Travel delay

                                                                    £500

                                                                    £20 per day

                                                                      £1,000

                                                                      £50 per day

                                                                        Baggage

                                                                          £1,000

                                                                          Single article limits of £250

                                                                            £3,000

                                                                            Single article limits of £500

                                                                              Delayed baggage

                                                                              If lost in transit during the outward journey and not returned to you within 12 hours (if the loss is permanent this will be deducted from your baggage allowance)

                                                                                £250

                                                                                £50 per 24 hours

                                                                                  £1,500

                                                                                    Personal money

                                                                                    If you purchase your travel money at a Tesco Travel Money Bureau or online via the Tesco Bank website prior to your trip then your Cash limit will be doubled.

                                                                                      £250

                                                                                      Cash limit of £100

                                                                                        £750

                                                                                        Cash limit of £500

                                                                                          Important documents

                                                                                            £250

                                                                                              £500

                                                                                                Legal expenses and assistance

                                                                                                  £25,000

                                                                                                    £25,000

                                                                                                      Personal liability

                                                                                                        £2 million

                                                                                                          £2 million

                                                                                                            Personal total disablement or loss of limb / eye

                                                                                                              £20,000

                                                                                                                £30,000

                                                                                                                  Death

                                                                                                                    £10,000

                                                                                                                      £15,000

                                                                                                                        Additional cover

                                                                                                                        You can choose to add the additional cover below for an extra cost. Monetary limits, excesses and exclusions apply, please see the policy booklet for more information.

                                                                                                                        Cover for your gadgets including mobiles, e-readers, tablets and smartwatches if they’re lost, stolen or damaged.

                                                                                                                        Gadgets must be less than 4 years old and purchased in the UK. To make a claim you must have valid proof of purchase. A £50 per person excess applies to all claims.

                                                                                                                        Features

                                                                                                                        Backpacker Economy and Backpacker Premier

                                                                                                                        Gadgets

                                                                                                                          £3,000

                                                                                                                            Need a different type of cover for your trip?

                                                                                                                            We also have Single Trip cover as well as Annual Multi Trip cover for multiple trips in a year.

                                                                                                                                A girl in the pool wearing sunglasses

                                                                                                                                Important information

                                                                                                                                Policy documents

                                                                                                                                It’s important that you review the full policy document for your Travel Insurance policy. It contains details of cover, exclusions and limitations of your travel insurance. Monetary limits and excesses apply.

                                                                                                                                  Additional cover
                                                                                                                                  Information about additional cover

                                                                                                                                  The Insurance Product Information documents summarise the key features, benefits and exclusions of our additional cover.

                                                                                                                                    How we use your data

                                                                                                                                    How we collect and use your personal data

                                                                                                                                    Tesco Personal Finance PLC (trading as Tesco Bank) acts as an intermediary for this policy. The policy is arranged and administered by ROCK Insurance Services Limited (ROCK) and underwritten by Inter Partner Assistance SA UK Branch (IPA UK) whose ultimate parent company is AXA Partners Holding SA. You can find out more about how ROCK will process and share your data in their Privacy Notice.

                                                                                                                                      ROCK will share some of your information with Tesco Bank as set out in their privacy notice and you can find out more about how Tesco Bank will then process that data in our Privacy Policy.

                                                                                                                                      ROCK will also share data with IPA UK so that they can underwrite your policy and if you make a claim. You can find out more about how IPA UK will process your data in the ‘Data Protection Notice and Fraud’ section of the Policy Wording document and by visiting the AXA Assistance website.

                                                                                                                                        Terms and conditions

                                                                                                                                        Tesco Clubcard member benefits

                                                                                                                                        Tesco Clubcard members save 5% when you buy direct and collect 1 Clubcard point for every £1 spent on your policy. Provide your Clubcard number when you get your quote.

                                                                                                                                        The Tesco Clubcard scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA who are responsible for fulfilling points.