Backpacker Travel Insurance

When dreams of exploring continents, not just countries, become reality.

Designed for a longer single trip up to 18 months, often to multiple countries. You may find this type of cover is right for you if you’re planning a gap year or career break if you’re under the age of 50.

  • Choose from Economy or our 5 Star Defaqto rated Premier cover. Monetary limits, excesses and exclusions apply.
  • Access an English-speaking doctor virtually or by telephone appointment should you need it
  • Tesco Clubcard members save 5% when you buy direct. Enter your Clubcard number to get your discount.

Tesco Bank Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A. UK Branch.

      Backpacker waiting for transport while travelling

      COVID-19 cover includes

      • If you have to cancel or cut short your trip as a result of contracting COVID-19.
      • Medical treatment if you contract COVID-19 abroad.
      • If you’ve got to return home early because the region you’re in goes into lockdown.

      Remember to check the latest Foreign, Commonwealth & Development Office (FCDO) and local authorities travel advice before you go. We don't include cover for cancellation where the FCDO or local authorities advise against travel. For full details of the COVID-19 cover provided on our policies take a look at the policy booklet. Monetary limits, excesses and exclusions apply.

        Some little helps to get you on your way

        • Clubcard
          24/7 helpline available in case of medical emergencies.
        • Money
          Get an increased cash limit as part of your cover if you buy from Tesco Bank Travel Money.
        • Face icon
          Access an English-speaking doctor virtually or by telephone.

        Compare cover levels

        Monetary limits, excesses and exclusions apply, please see the policy booklet for more information. The maximum limits payable are shown below.

        Features

        Backpacker Economy

        Backpacker Premier

        Defaqto rating

              Defaqto 3 star logo

                Defaqto 5 star logo

                Excess

                  £99 per person

                    No excess

                      Cancellation or cutting
                      short your trip

                        £1,000

                          £10,000

                            End supplier failure

                                Blue cross icon

                                £5,000

                                  Medical and repatriation

                                    £10 million

                                      £20 million

                                        Emergency dental

                                          £250

                                            £1,000

                                              Hospital benefit

                                                £500

                                                £20 a day

                                                  £1,000

                                                  £50 a day

                                                    Virtual doctor

                                                        Yes
                                                          Yes

                                                          Missed departure

                                                            £500 outbound

                                                            No cover for inbound departures

                                                              £1,500

                                                                Travel delay

                                                                  £500

                                                                  £20 per day

                                                                    £1,000

                                                                    £50 per day

                                                                      Baggage

                                                                        £1,000

                                                                        Single article limits of £250

                                                                          £3,000

                                                                          Single article limits of £500

                                                                            Delayed baggage

                                                                            If lost in transit during the outward journey and not returned to you within 12 hours (if the loss is permanent this will be deducted from your baggage allowance)

                                                                              £250

                                                                              £50 per 24 hours

                                                                                £1,500

                                                                                  Personal money

                                                                                  If you purchase your travel money at a Tesco Travel Money Bureau or online via the Tesco Bank website prior to your trip then your Cash limit will be doubled.

                                                                                    £250

                                                                                    Cash limit of £100

                                                                                      £750

                                                                                      Cash limit of £500

                                                                                        Important documents

                                                                                          £250

                                                                                            £500

                                                                                              Legal expenses and assistance

                                                                                                £25,000

                                                                                                  £25,000

                                                                                                    Personal liability

                                                                                                      £2 million

                                                                                                        £2 million

                                                                                                          Personal total disablement or loss of limb / eye

                                                                                                            £20,000

                                                                                                              £30,000

                                                                                                                Death

                                                                                                                  £10,000

                                                                                                                    £15,000

                                                                                                                      Additional cover

                                                                                                                      You can choose to add the additional cover below for an extra cost. Monetary limits, excesses and exclusions apply, please see the policy booklet for more information.

                                                                                                                      Cover for your gadgets including mobiles, e-readers, tablets and smartwatches if they’re lost, stolen or damaged.

                                                                                                                      Gadgets must be less than 4 years old and purchased in the UK. To make a claim you must have valid proof of purchase. A £50 per person excess applies to all claims.

                                                                                                                      Features

                                                                                                                      Backpacker Economy and Backpacker Premier

                                                                                                                      Gadgets

                                                                                                                        £3,000

                                                                                                                          Need a different type of cover for your trip?

                                                                                                                          We also have Single Trip cover as well as Annual Multi Trip cover for multiple trips in a year.

                                                                                                                              A girl in the pool wearing sunglasses

                                                                                                                              Important information

                                                                                                                              Policy documents

                                                                                                                              It’s important that you review the full policy document for your Travel Insurance policy. It contains details of cover, exclusions and limitations of your travel insurance. Monetary limits and excesses apply.

                                                                                                                                Additional cover
                                                                                                                                Information about additional cover

                                                                                                                                The Insurance Product Information documents summarise the key features, benefits and exclusions of our additional cover.

                                                                                                                                  How we use your data

                                                                                                                                  How we collect and use your personal data

                                                                                                                                  Tesco Personal Finance PLC (trading as Tesco Bank) acts as an intermediary for this policy. The policy is arranged and administered by ROCK Insurance Services Limited (ROCK) and underwritten by Inter Partner Assistance SA UK Branch (IPA UK) whose ultimate parent company is AXA Partners Holding SA. You can find out more about how ROCK will process and share your data in their Privacy Notice.

                                                                                                                                    ROCK will share some of your information with Tesco Bank as set out in their privacy notice and you can find out more about how Tesco Bank will then process that data in our Privacy Policy.

                                                                                                                                    ROCK will also share data with IPA UK so that they can underwrite your policy and if you make a claim. You can find out more about how IPA UK will process your data in the ‘Data Protection Notice and Fraud’ section of the Policy Wording document and by visiting the AXA Assistance website.