Backpacker Travel Insurance

When dreams of exploring continents, not just countries, become reality.

Designed for a longer single trip up to 18 months, often to multiple countries. You may find this type of cover is right for you if you’re planning a gap year or career break if you’re under the age of 50.

Choose from Economy or our 5 Star Defaqto rated Premier cover. Monetary limits, excesses and exclusions apply.
With Clubcard Prices, Clubcard members get a 10% discount when you buy direct. Discount doesn’t apply to Later Life cover or add-ons. Just enter your Clubcard number when you get your quote.
Access an English-speaking doctor virtually or by telephone appointment should you need it

Tesco Bank Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A. UK Branch.

COVID-19 cover includes

If you have to cancel or cut short your trip as a result of contracting COVID-19.
Medical treatment if you contract COVID-19 abroad.
If you’ve got to return home early because the region you’re in goes into lockdown.

Remember to check the latest Foreign, Commonwealth & Development Office (FCDO) and local authorities travel advice before you go. We don't include cover for cancellation where the FCDO or local authorities advise against travel. For full details of the COVID-19 cover provided on our policies take a look at the policy booklet. Monetary limits, excesses and exclusions apply.

Cover details for COVID-19

Some little helps to get you on your way

24/7 helpline available in case of medical emergencies.
Get an increased cash limit as part of your cover if you buy from Tesco Bank Travel Money.
Access an English-speaking doctor virtually or by telephone.

Compare cover levels

Monetary limits, excesses and exclusions apply, please see the policy booklet for more information. The maximum limits payable are shown below.


Features	Backpacker Economy	Backpacker Premier
Defaqto rating
Excess	£99 per person	No excess
Cancellation or cutting short your trip	£1,000	£10,000
End supplier failure		£5,000
Medical and repatriation	£10 million	£20 million
Emergency dental	£250	£1,000
Hospital benefit	£500 £20 a day	£1,000 £50 a day
Virtual doctor
Missed departure	£500 outbound No cover for inbound departures	£1,500
Travel delay	£500 £20 per day	£1,000 £50 per day
Baggage	£1,000 Single article limits of £250	£3,000 Single article limits of £500
Delayed baggage If lost in transit during the outward journey and not returned to you within 12 hours (if the loss is permanent this will be deducted from your baggage allowance)	£250 £50 per 24 hours	£1,500
Personal money If you purchase your travel money at a Tesco Travel Money Bureau or online via the Tesco Bank website prior to your trip then your Cash limit will be doubled.	£250 Cash limit of £100	£750 Cash limit of £500
Important documents	£250	£500
Legal expenses and assistance	£25,000	£25,000
Personal liability	£2 million	£2 million
Personal total disablement or loss of limb / eye	£10,000	£30,000
Death	£5,000	£15,000

See all features

Additional cover

You can choose to add the additional cover below for an extra cost. Monetary limits, excesses and exclusions apply, please see the policy booklet for more information.

Cover for your gadgets including mobiles, e-readers, tablets and smartwatches if they’re lost, stolen or damaged.

Gadgets must be less than 4 years old and purchased in the UK. To make a claim you must have valid proof of purchase. A £50 per person excess applies to all claims.


Features	Backpacker Economy and Backpacker Premier
Gadgets	£3,000

Need a different type of cover for your trip?

We also have Single Trip cover as well as Annual Multi Trip cover for multiple trips in a year.

Important information

Policy documents

It’s important that you review the full policy document for your Travel Insurance policy. It contains details of cover, exclusions and limitations of your travel insurance. Monetary limits and excesses apply.

Backpacker Policy Wording (1.65MB, pdf)

Product information documents

The Insurance Product Information Documents summarise the key features, benefits and exclusions of cover.

Backpacker Travel Insurance Economy Product Information Document (380KB, pdf) Backpacker Travel Insurance Premier Product Information Document (380KB, pdf)

Additional cover

Information about additional cover

The Insurance Product Information documents summarise the key features, benefits and exclusions of our additional cover.

Gadget Cover Product Information Document (371KB, pdf)

How we use your data

How we collect and use your personal data

Tesco Personal Finance PLC (trading as Tesco Bank) acts as an intermediary for this policy. The policy is arranged and administered by ROCK Insurance Services Limited (ROCK) and underwritten by Inter Partner Assistance SA UK Branch (IPA UK) whose ultimate parent company is AXA Partners Holding SA. You can find out more about how ROCK will process and share your data in their Privacy Notice.

ROCK Privacy Notice (280KB, pdf)

ROCK will share some of your information with Tesco Bank as set out in their privacy notice and you can find out more about how Tesco Bank will then process that data in our Privacy Policy.

ROCK will also share data with IPA UK so that they can underwrite your policy and if you make a claim. You can find out more about how IPA UK will process your data in the ‘Data Protection Notice and Fraud’ section of the Policy Wording document and by visiting the AXA Assistance website.