Annual Multi Trip Insurance

For people who know they'll be off somewhere nice more than once this year.

If you plan on taking two or more trips (each no longer than 31 days) in the next 12 months, Annual Multi Trip cover could offer greater convenience than Single Trip cover.

  • Choose from Economy or our 5 Star Defaqto rated Standard and Premier cover. Monetary limits, excesses and exclusions apply.
  • With Clubcard Prices, Clubcard members get a 10% discount when you buy direct. Discount doesn’t apply to Later Life cover or add-ons. Just enter your Clubcard number when you get your quote.
  • Kids under 16 go free on Single and Annual Multi Trip policies

Tesco Bank Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A. UK Branch.

      COVID-19 cover includes

      • If you have to cancel or cut short your trip as a result of contracting COVID-19.
      • Medical treatment if you contract COVID-19 abroad.
      • If you’ve got to return home early because the region you’re in goes into lockdown.

      Remember to check the latest Foreign, Commonwealth & Development Office (FCDO) and local authorities travel advice before you go. We don't include cover for cancellation where the FCDO or local authorities advise against travel. For full details of the COVID-19 cover provided on our policies take a look at the policy booklet. Monetary limits, excesses and exclusions apply.

        Some little helps to get you on your way

        • Clubcard
          24/7 helpline available in case of medical emergencies.
        • Money
          Get an increased cash limit as part of your cover if you buy from Tesco Bank Travel Money.
        • Face in a circle icon
          Kids under 16 go free on Single and Annual Multi Trip policies.

        Compare cover levels

        Monetary limits, excesses and exclusions apply, please see the policy booklet for more information. The maximum limits payable are shown below.

        Compare our levels of travel insurance cover

        Features

        Economy

        Standard

        Premier

        Defaqto rating

            Defaqto 3 star logo
              Defaqto 5 star logo
                Defaqto 5 star logo

                Excess

                  £99 per person

                    £75 per person

                      No excess

                        Cancellation or cutting
                        short your trip

                          £1,000

                            £5,000

                              £10,000

                                End supplier failure

                                    Blue cross icon
                                      Blue cross icon

                                      £5,000

                                        Medical and repatriation

                                          £10 million

                                            £10 million

                                              £20 million

                                                Emergency dental

                                                  £250

                                                    £350

                                                      £1,000

                                                        Hospital benefit

                                                          £500

                                                          £20 a day

                                                            £500

                                                            £40 a day

                                                              £1,000

                                                              £50 a day

                                                                Virtual doctor

                                                                    Blue cross icon
                                                                      Blue cross icon
                                                                        Yes

                                                                        Missed departure

                                                                          £500

                                                                          No cover for inbound departures

                                                                            £1,000

                                                                              £1,500

                                                                                Travel delay

                                                                                  £500

                                                                                  £20 per day

                                                                                    £500

                                                                                    £40 per day

                                                                                      £1,000

                                                                                      £50 per day

                                                                                        Baggage

                                                                                          £1,000

                                                                                          Single article and valuables limits £250

                                                                                            £2,000

                                                                                            Single article and valuables limits £350

                                                                                              £3,000

                                                                                              Single article and valuables limits £500

                                                                                                Delayed baggage

                                                                                                If lost in transit during the outward journey and not returned to you within 12 hours (if the loss is permanent this will be deducted from your baggage allowance).

                                                                                                  £250

                                                                                                  £50 per 24hrs

                                                                                                    £500

                                                                                                    £75 per 24hrs

                                                                                                      £1,500

                                                                                                      £100 per 24hrs

                                                                                                        Personal money

                                                                                                          If you purchase your travel money at a Tesco Travel Money Bureau or online via the Tesco Bank website prior to your trip then your Cash limit will be doubled.

                                                                                                            £250

                                                                                                            Cash limit of £100

                                                                                                              £500

                                                                                                              Cash limit of £200

                                                                                                                £750

                                                                                                                Cash limit of £500

                                                                                                                  Important documents

                                                                                                                    £250

                                                                                                                      £250

                                                                                                                        £500

                                                                                                                          Legal expenses and assistance

                                                                                                                            £25,000

                                                                                                                              £25,000

                                                                                                                                £25,000

                                                                                                                                  Personal liability

                                                                                                                                    £2 million

                                                                                                                                      £2 million

                                                                                                                                        £2 million

                                                                                                                                          Personal total disablement or loss of limb / eye

                                                                                                                                            £10,000

                                                                                                                                              £20,000

                                                                                                                                                £30,000

                                                                                                                                                  Death

                                                                                                                                                    £5,000

                                                                                                                                                    If aged 15 or under or 65 and over cover is £2,500

                                                                                                                                                      £10,000

                                                                                                                                                      If aged 15 or under or 65 and over cover is £2,500

                                                                                                                                                        £15,000

                                                                                                                                                        If aged 15 or under or 65 and over cover is £2,500

                                                                                                                                                          Optional extras and additional covers

                                                                                                                                                          You can choose to add the optional extras and additional cover below for an extra cost. Monetary limits, excesses and exclusions apply, please see the policy booklet for more information.

                                                                                                                                                            Winter sports cover

                                                                                                                                                            Winter sports cover table

                                                                                                                                                            Features

                                                                                                                                                            Economy

                                                                                                                                                            Standard

                                                                                                                                                            Premier

                                                                                                                                                            Ski equipment (owned)

                                                                                                                                                              £500

                                                                                                                                                              Single article limit of £500

                                                                                                                                                                £1,000

                                                                                                                                                                Single article limit of £500

                                                                                                                                                                  £1,500

                                                                                                                                                                  Single article limit of £500

                                                                                                                                                                    Ski equipment (hired)

                                                                                                                                                                    Cover for loss, theft or damage to ski equipment you have hired.

                                                                                                                                                                      £300

                                                                                                                                                                        £300

                                                                                                                                                                          £300

                                                                                                                                                                            Ski equipment hire

                                                                                                                                                                            If you need to hire equipment if yours is lost, stolen or damaged.

                                                                                                                                                                              £300

                                                                                                                                                                              £25 per day

                                                                                                                                                                                £300

                                                                                                                                                                                £25 per day

                                                                                                                                                                                  £300

                                                                                                                                                                                  £25 per day

                                                                                                                                                                                    Piste closure

                                                                                                                                                                                      No cover

                                                                                                                                                                                        £300

                                                                                                                                                                                        £30 per day

                                                                                                                                                                                          £500

                                                                                                                                                                                          £50 per day

                                                                                                                                                                                            Avalanche cover

                                                                                                                                                                                              No cover

                                                                                                                                                                                                £200

                                                                                                                                                                                                £20 per day

                                                                                                                                                                                                  £250

                                                                                                                                                                                                  £25 per day

                                                                                                                                                                                                    Golf cover

                                                                                                                                                                                                    Travel insurance golf cover

                                                                                                                                                                                                    Features

                                                                                                                                                                                                    Economy

                                                                                                                                                                                                    Standard

                                                                                                                                                                                                    Premier

                                                                                                                                                                                                    Golf equipment

                                                                                                                                                                                                      £500

                                                                                                                                                                                                      Single article limit of £200

                                                                                                                                                                                                        £1,500

                                                                                                                                                                                                        Single article limit of £300

                                                                                                                                                                                                          £3,000

                                                                                                                                                                                                          Single article limit of £500

                                                                                                                                                                                                            Green fees

                                                                                                                                                                                                            If you are unable to play

                                                                                                                                                                                                              No cover

                                                                                                                                                                                                                £300

                                                                                                                                                                                                                £30 per day

                                                                                                                                                                                                                  £500

                                                                                                                                                                                                                  £50 per day

                                                                                                                                                                                                                    Equipment hire

                                                                                                                                                                                                                    If you are unable to play

                                                                                                                                                                                                                      No cover

                                                                                                                                                                                                                        £300

                                                                                                                                                                                                                        £30 per day

                                                                                                                                                                                                                          £500

                                                                                                                                                                                                                          £50 per day

                                                                                                                                                                                                                            Cruise cover

                                                                                                                                                                                                                            Features

                                                                                                                                                                                                                            Economy, Standard and Premier

                                                                                                                                                                                                                            Missed port departure

                                                                                                                                                                                                                              £1,000

                                                                                                                                                                                                                                Cabin confinement

                                                                                                                                                                                                                                  £1,000

                                                                                                                                                                                                                                  £100 per port

                                                                                                                                                                                                                                    Itinerary change

                                                                                                                                                                                                                                      £500

                                                                                                                                                                                                                                      £100 per port

                                                                                                                                                                                                                                        Unused excursions

                                                                                                                                                                                                                                          £500

                                                                                                                                                                                                                                            Gadget cover

                                                                                                                                                                                                                                            Cover for your gadgets including mobiles, e-readers, tablets and smartwatches if they’re lost, stolen or damaged.

                                                                                                                                                                                                                                            Gadgets must be less than 4 years old and purchased in the UK. To make a claim you must have valid proof of purchase. A £50 per person excess applies to all claims.

                                                                                                                                                                                                                                            Features

                                                                                                                                                                                                                                            Economy, Standard and Premier

                                                                                                                                                                                                                                            Gadgets

                                                                                                                                                                                                                                              £3,000

                                                                                                                                                                                                                                                Car Hire Excess Insurance cover

                                                                                                                                                                                                                                                Cover the excess you’d pay if your hire car is damaged or stolen up to £10,000 per incident or in total over the duration of your policy.

                                                                                                                                                                                                                                                Adding this will cover the excess you’re liable for if you make a claim on the car hire excess waiver insurance provided by your car rental company. Limits apply, please see the table below for further details of cover available.

                                                                                                                                                                                                                                                Features

                                                                                                                                                                                                                                                Economy, Standard and Premier

                                                                                                                                                                                                                                                Roof of the vehicle

                                                                                                                                                                                                                                                  £500

                                                                                                                                                                                                                                                    Windows, windscreen or glass sunroof

                                                                                                                                                                                                                                                      £650

                                                                                                                                                                                                                                                        Undercarriage

                                                                                                                                                                                                                                                          £400

                                                                                                                                                                                                                                                            Tyre replacement (per tyre)

                                                                                                                                                                                                                                                              £80

                                                                                                                                                                                                                                                                Tyre repair (per tyre)

                                                                                                                                                                                                                                                                  £40

                                                                                                                                                                                                                                                                    Lock out

                                                                                                                                                                                                                                                                      Up to a maximum of £100 per claim

                                                                                                                                                                                                                                                                        Vehicle hire key cover

                                                                                                                                                                                                                                                                          Up to a maximum of £500 per claim

                                                                                                                                                                                                                                                                            Misfuelling

                                                                                                                                                                                                                                                                              Up to a maximum value of £500 per claim

                                                                                                                                                                                                                                                                                Drop off

                                                                                                                                                                                                                                                                                  Up to a maximum value of £300 per claim

                                                                                                                                                                                                                                                                                    Confinement

                                                                                                                                                                                                                                                                                      £25 per day up to a maximum of £300 per claim

                                                                                                                                                                                                                                                                                        Need a different type of cover for your trip?

                                                                                                                                                                                                                                                                                        We also have Single Trip cover and cover designed for Backpackers.

                                                                                                                                                                                                                                                                                            Important information

                                                                                                                                                                                                                                                                                            Policy documents

                                                                                                                                                                                                                                                                                            It’s important that you review the full policy document for your Travel Insurance policy. It contains details of cover, exclusions and limitations of your travel insurance. Monetary limits and excesses apply.

                                                                                                                                                                                                                                                                                              Additional cover
                                                                                                                                                                                                                                                                                              Information about additional cover

                                                                                                                                                                                                                                                                                              The Insurance Product Information documents summarise the key features, benefits and exclusions of our additional cover.

                                                                                                                                                                                                                                                                                                How we use your data

                                                                                                                                                                                                                                                                                                How we collect and use your personal data

                                                                                                                                                                                                                                                                                                Tesco Personal Finance PLC (trading as Tesco Bank) acts as an intermediary for this policy. The policy is arranged and administered by ROCK Insurance Services Limited (ROCK) and underwritten by Inter Partner Assistance SA UK Branch (IPA UK) whose ultimate parent company is AXA Partners Holding SA. You can find out more about how ROCK will process and share your data in their Privacy Notice.

                                                                                                                                                                                                                                                                                                  ROCK will share some of your information with Tesco Bank as set out in their privacy notice and you can find out more about how Tesco Bank will then process that data in our Privacy Policy.

                                                                                                                                                                                                                                                                                                  ROCK will also share data with IPA UK so that they can underwrite your policy and if you make a claim. You can find out more about how IPA UK will process your data in the ‘Data Protection Notice and Fraud’ section of the Policy Wording document and by visiting the AXA Assistance website.