Before you get your Pet Insurance Quote


Please read carefully through the important information below before you progress.

Data may be obtained from and shared with the wider Tesco Group, credit reference agencies and fraud prevention agencies on an ongoing basis. Information on how we collect and use your personal data (including profiling and automated decisions) and your rights under the data protection laws are available to read in our privacy notice. Find out more

Step one of four

There are a few things you need to know before you get your online quote:

You can arrange to pay annually for your pet insurance if you want to, but you must be the holder of the payment card you intend to use.
Please make sure the information you give us is accurate, as the wrong information could affect your cover. If the information you provide is not accurate, we may reduce or reject your claim, or cancel your policy without a refund.
If you're insuring more than one pet, please make sure that the information you provide is accurate for each pet.
If you want to insure more than three pets on one policy, please call us on 0345 072 2112 to get an accurate quote, which includes our multi-pet discount offer. This number may be included as part of any inclusive call minutes provided by your phone operator.
We'll search our records for your Tesco Clubcard number, and we may access and use information (including transactional information, name and address) from your Clubcard. This will help us and your insurer to assess your premium and will only be used to make a positive impact on your premium.

Step two of four

Please take time out to read this information:

Standard, Extra and Premier Pet Insurance

Although our policies cover a broad range of scenarios, we can't cover every eventuality, so please see the list below for the things that aren't included:

  • Policies don't cover pre-existing medical conditions.
  • Changes you or your vet notice in your pet's health, or behaviour, before your cover start date, aren't covered. Illness or injuries that develop from these changes are also not covered.
  • Changes you or your vet notice in your pet's health, or behaviour, in the first 14 days of your cover start date, aren't covered. Illness or injuries that develop from these changes are also not covered. This exclusion only applies in the first policy period for a pet.
  • If your pet(s) suffer from an illness that your vet advised you to vaccinate against and keep your pet(s) vaccinated against, we won't provide cover unless the vaccination didn't work and treatment is needed.

Accident & Injury Pet Insurance

Unfortunately, this policy won't provide cover for your pets in the following situations:

  • Policies don't cover pre-existing medical conditions.
  • Changes you or your vet notice in your pet's health, or behaviour, before your cover start date, aren't covered. Injuries that develop from these changes are also not covered.
  • Any accident or injury in the first 5 days of your cover start date isn't covered. Any illness that develops from any accident or injury is also not covered. This exclusion only applies in the first policy period for a pet.

Step three of four

Please make sure all of the following statements are true before continuing with the quote:

  • You have never had any pet policy covering this pet declared void or cancelled by the insurer.
  • You are the owner and keeper of the pet.
  • You are over 18 years of age.
  • You and the pet on the policy live in the UK, Isle of Man or Channel Islands.
  • Your pet is at least 8 weeks old.
  • Your pet is not used for business, commercial breeding, which means breeding more than two times in the pet's lifetime, or for monetary gain.
  • And if you're insuring a dog
  • Your dog is not trained to attack, used in any form or racing, or for security purposes.
  • Your dog has not been the cause of accident or legal action, or had any complaints about its behaviour.
  • Your dog is not a cross or pure breed Dogo Argentino, Fila Brazillero, Japanese Tosa, Pit Bull Terrier, Wolf, or Wolf hybrid.
  • Your dog is not a type of dog which should be registered under the Dangerous Dogs Act of 1991 or the Dangerous Dogs (Northern Ireland) Order 1991 or any subsequent amendments.

Step four of four

How we collect and use your personal data

Tesco Personal Finance plc, trading as Tesco Bank as part of the Tesco Group and the insurer who may underwrite your policy take the security of your data seriously. Detailed information on how we handle your data and your rights under data protection laws is available in our Privacy Notice.

We collect data when you browse our website (e.g. your IP address), request a quotation, partially complete a quotation, do not purchase or provide data indirectly via price comparison sites. We keep quote data for up to 7 years and we may use this information if you apply for a product again in the future.

We will use your data to give you quotes, provide our services to you, perform eligibility checks, work out insurance risk, manage debt, protect you and us against fraud and financial crime and manage and develop our business. Automated decisions may be taken to detect crime.

We use data such as your name and address, to find any Clubcard(s) that are linked to your address. That might be your Clubcard, the Clubcard of other family member(s), or the Clubcard of house or flat mates. We may use this information to tailor our communications and to try to bring you better terms, deals or offers, and this may include profiling on an on-going basis. We may also award Clubcard points.

Data may be obtained from and shared with the wider Tesco Group and fraud prevention agencies (FPAs). The FPAs will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected this may be shared with other organisations and you could be refused certain services, finance or employment.

By proceeding with your application you acknowledge we can use your data in this way.

You're all set to get your pet insurance quote!

If you've read the information above and can agree with all of the eligibility statements, you're ready to get a quote.

The form should take about five minutes to complete. If you have any questions, just give us a call.

Still have questions?

We're here to help. Give our UK based customer managers a call on 0345 072 2112. This number may be included as part of any inclusive call minutes provided by your phone operator.