Collect Tesco Clubcard points with your mortgage

At Tesco Bank, we like to say thank you to our customers. That’s why all our mortgages let you collect points on your monthly repayments.


We are no longer accepting Mortgage applications

We have stopped new mortgage lending and are exploring a sale of our mortgage portfolio. If you are an existing mortgage customer your account is not affected at this time and you do not need to take any action.

We will write to all customers advising them of any sale, and what it means for them, once it has been agreed.

Additional information is available below. If you have any questions about your account please contact us on 0345 217 2050.

Collect points

  • You'll receive 1 point for every £4 you pay on your monthly repayments and any regular or lump sum overpayment.
  • You won't collect points on any fees or charges paid separately, or any overpayments that pay off your mortgage in full.
  • Don't forget, as a Clubcard member, you can also take advantage of the other ways to collect points, from shopping at Tesco stores, online or at the pump.

Clubcard vouchers

Every 3 months your Clubcard points will be turned into Clubcard vouchers that you can use to save on your shopping at Tesco. Make your vouchers go further with Clubcard Reward Partners. You can turn vouchers into bigger savings on everything from a day out with your family to a meal with friends.

How to get started

Simply tell us your Tesco Clubcard number and we’ll do the rest. You can update it online via online banking, or call us at any point to update your details. If you forget to tell us your Tesco Clubcard number but let us know within the first three months of your mortgage being set up, we’ll backdate your points from your first payment.

Not a Clubcard member?

You must be registered with Clubcard in order to benefit from Clubcard points.

Important information

Clubcard points

The Tesco Clubcard Scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA, who are responsible for fulfilling points.

You cannot use your vouchers to buy tobacco, Esso fuels, prescription medicines, lottery products, infant formula milk, or online to buy clothing, Tesco Photo products, DVDs or CDs.