Home Insurance

Tesco Bank Home Insurance is Defaqto 5 Star rated. Whether you need buildings or contents insurance, our range of policies and extras can help you get the level of cover you need.

  • £75,000 new-for-old contents cover as standard, for an additional premium you can increase it to £100,000
  • Unlimited buildings cover as standard – so your home's structure, fixtures and fittings can be repaired, rebuilt or replaced
  • Choose the optional extras that are right for you – and only pay for the additional cover you need
  • Reassurance that our Home Insurance is underwritten by a carefully selected range of insurers More information
  • Manage your home insurance policy online at a time convenient for you. Log into your account 24 hours a day to view or update your details.
    living room

    Get peace of mind with our Home Insurance

    Contents insurance

    Contents insurance

    It's not just stuff, it's what makes a house a home. Make sure your home contents are covered if something goes wrong.

    • Alternative accommodation up to £15,000 if your home isn't safe to live in
    • Accidental damage on home entertainment equipment as standard
    • Garden contents - up to £1,500 cover on garden items such as barbecues and lawnmowers
    • Cover for legal downloads and more, up to £2,000
    • If your freezer fails, we will cover the cost of replacing your food up to £1,000

    Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents. See our policy documents

      Buildings insurance

      Buildings insurance

      As a homeowner, the biggest asset you have is probably your home. So it's important your home is covered in case the worst happens.

      • One year guarantee on home repairs carried out by insurer-appointed builders
      • Permanent fixtures in your home such as your built-in kitchen, wardrobes, showers and baths are also covered
      • Burst pipes and blocked sewer pipes - we will cover repairs up to £5,000
      • Replacement locks if your house keys are lost or stolen
      • Alternative accommodation up to £50,000 if your home isn't safe to live in

      Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents. See our policy documents

        Optional extras

        Need a little more from your Tesco Bank Home Insurance?

        Just choose the optional extras that are right for you and only pay for the additional cover you need.

        • Extended accidental damage cover is extra protection from unexpected accidents in your home
        • Contents cover away from home, for items that you wear or carry
        • Protect your bicycles while you're away from home in addition to your contents
        • Home Emergency cover - 24-hour cover for a range of emergency situations
        • Family Legal Guard - legal expense insurance and access to a legal helpline

        Home Emergency Cover is underwritten by Interpartner Assistance SA. Family Legal Guard is underwritten by AmTrust Europe Limited.

        Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents. See our policy documents

          Your insurance account

          Your Insurance Account

          • No admin fees for changes made to your policy in Your Insurance Account
          • View, print and download all your home insurance policy documents at any time
          • Update your personal details whenever you want, including your address, email address and phone number
          • Send us your documents electronically and securely
          • Tell us if you are moving home

          Need more information?

          Find out more about our buildings or contents home insurance cover

          Guaranteed discount for Tesco Clubcard members, plus 20% discount for new customers who buy online

          We like to give Clubcard members that little bit extra; it's Tesco Bank's way of saying thank you.

          It doesn't matter whether you're a new customer, or renewing your cover, you're always guaranteed to get a Clubcard discount. All you need to do is tell us your Clubcard number when you get a quote.

          Also, if you're a new customer you get a 20% discount when you buy Tesco Home Insurance online.

          Just so you know, both discounts do not apply to Home Emergency Cover and Family Legal Guard. The 20% online discount is subject to minimum premium.

              Clubcard

              Choose the cover you need for your home

              Contents only

              It's not just stuff, it's what makes a house a home. Make sure your home contents are covered if something goes wrong.

              Buildings & Contents

              Cover for your home and belongings; from floor to ceiling and everything else.

              Buildings only

              As a homeowner, the biggest asset you own is probably your home. So it's important your home is covered in case the worst happens.

              Why choose Tesco Bank Home Insurance?

              • Rating
                Cover that's Defaqto 5 Star rated
              • Desktop
                Manage your home insurance policy online 24/7 in Your Insurance Account
              • mobile
                New-for-old contents cover
              • Protection
                Unlimited buildings cover as standard
              • House
                Alternative accommodation if your home isn't safe to live in Terms apply

              Defaqto 5 Star rated

              Defaqto is an independent researcher of financial products, focused on providing intelligence to support better decision making. Tesco Bank Home Insurance has a Defaqto 5 Star Rating which means it has a comprehensive level of features and benefits.

                  Defaqto 2019

                  Help for existing policyholders

                  Need to check your policy documents or need to make a claim?

                  Important information

                  Key product information

                  Our range of insurers

                  Tesco Bank Home Insurance is arranged and administered by Tesco Bank and is underwritten by a select range of insurers:

                  • Tesco Underwriting Ltd
                  • AXA Insurance UK plc
                  • Royal & Sun Alliance Insurance plc
                  • Fairmead Insurance Limited

                  Home Emergency cover is underwritten by Interpartner Assistance SA.

                  Family Legal Guard is underwritten by AmTrust Europe Limited.

                    Policy booklets

                    Monetary levels, excesses and exclusions apply

                    Before you buy your Tesco Bank Home Insurance online, please read the policy documents to ensure that the policy you select meets your needs. The policy booklet and product information documents outline the benefits, limitations and exclusions that will apply to your cover.