9 spending habits that will save you money

The best way to start making savings is by being smart every time you spend. You’d be surprised how many small changes to your spending habits can give you new ways to save. And the savings you make can really add up.

    Published: 24 May 2021

    All you need to do is look for the money saving angle on everything you need to pay for. Here are our top tips on how you can start to save more money with easy hacks and a little clever thinking.

      1. Check for cashback and other deals when you shop online

      Make sure you don’t miss out on hidden savings when you shop online. Always check cashback websites like Topcashback and Quidco for offers. Try Honey too – it’s a handy tool that finds the best deals available online for you. And remember, paying online with a credit card gives you extra protection if something goes wrong with your purchase.

        2. Always price match

        It's also worth remembering that a fair number of price matching retailers let you use the service even after buying the product. In other words, if you buy something from them and then see it available for less somewhere else (or in some cases, even on their own site), you can ask them to pay you the difference.

          3. Split tickets when travelling by train

          Instead of buying one ticket, you can book separate tickets for parts of the same journey to save some money off a normal fare. Use a website like Trainsplit to do the leg work for you. Or when you book a ticket with Trainline they’ll show you if a split fare is cheaper.

            4. Compare Amazon prices

            With Amazon price tracker CamelCamelCamel. you can add products you’re interested in, and get an alert when the price drops. Check out Amazon's secret warehouse deals too. You can get almost anything for less in Amazon Warehouse, although what's on offer varies.

              5. Give something up

              Try giving up something non-essential and start counting your savings. For instance, even two fewer coffees a week, costing £2.60 each, would add up to an impressive £270.40 after a year.

                6. Have at least one 'no-spend' day each week

                Having a no-spend day sounds really simple but can be surprisingly difficult. Think about it, you probably spend money on at least one thing every day – things like a coffee, lunch or transport. But with a bit of forward planning, it shouldn’t be too much of a challenge.

                  7. Know how to find the cheapest flights

                  There are a few tricks to getting the best airfares. Booking early for a getaway deal isn’t always the cheapest way to do it. Prices will change over time and can go down as well as up. Set up price alerts if you have a destination in mind to keep tabs on things. Or if your plans are flexible, use Skyscanner’s Everywhere tool to find bargain seats on flights to random destinations.

                    8. Call premium rate numbers for free

                    Where you can, always avoid premium rate numbers like those starting with 084 and 087. Even on an inclusive minutes call plan, they can cost over 60p a minute. You may be able to find a cheaper alternative at saynoto0870. Or try downloading WeQ4U – a free app that will call you back once you're connected to save you paying for the call.

                      9. Take control of your spending

                      When it comes to your regular shopping, keeping track of your spending works wonders over time. You can use Clubcard Pay+* to top up a set budget for your shop and see all your spending in one place. You also have the power to collect Clubcard points wherever you shop using Clubcard Pay+.

                      *Tesco Clubcard Pay+ is provided by Tesco Bank and is available to Tesco Clubcard members who are resident in the UK and aged 18 or over. Accounts are subject to status. Clubcard points are calculated on each purchase transaction. Minimum spend and exclusions apply.

                        Important information

                        The content on this page aims to offer an informative introduction to the subject matter but does not constitute expert financial advice specific to your own situation. All facts and figures were correct at time of publication and were compiled using a range of sources.

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