Black Box Insurance for drivers aged 17-35

Young drivers insurance allows us to reward safe driving by giving you monthly bonus miles.

The concept is simple; we install a black box in your car and the device shows us how you drive. Young drivers insurance allows us to reward safe driving with monthly bonus miles. Your price at renewal may increase or decrease and will depend on a number of factors, one of them being your driving behaviours.

  • Reassurance that our Box insurance is administered by Insure the Box and underwritten by their specialist range of insurers More information
  • Comprehensive cover for young drivers
  • Earn a no claims discount for every year you don't make a claim
  • Earn up to 100 Bonus Miles a month for safe driving
  • Guaranteed discount for Tesco Clubcard members
  • For more experienced drivers aged 21 and over, we also offer Standard Car Insurance
    stand in the hall with car keys

    Why choose our young drivers insurance?

    • telephone
      Get help 24/7 from our UK-based accident helpline
    • car icon
      Earn Bonus Miles for safe driving
    • mobile phone
      Log-in to your online portal to get feedback on your driving
    • Clubcard
      Guaranteed discount for Clubcard members

    About Tesco Bank Box Insurance

    Box Insurance Benefits

    Here are some of the reasons Box Insurance for young drivers could be right for you.

      Choose the miles you need

      You can choose to take out a 6,000, 8,000, or 10,000 mile policy depending on how much driving you do.

      If you've opted for 6,000 miles, but realise after a few months that it's not enough, don't panic. Just buy more miles online or on the phone.

        Check your driving online

        When you take out this Box Insurance policy you'll get access to your own online portal so you can log in and check how you're doing. You'll be able to check lots of things on your portal like how many miles you've used and you can buy Top-Up miles here if you need to. If you continue to drive around without paying for more miles, we'll have to cancel your policy. And we really don't like doing that.

          Rewards for safe driving

          You can earn up to 100 Bonus Miles every month. The safer we think you are on the roads, the more Bonus Miles we'll reward you with, up to a maximum of 100 miles every month. You can see how many Bonus Miles you have earned online in your portal.

            Accident alert

            As a safety feature, the box can sense any strong impact on the car and tell us about it. We will try and check you're OK and will try to contact the emergency services on your behalf if appropriate to do so in the circumstances.

              Theft tracking

              Another benefit of the box is that it works as a theft tracking device, so we can help to assist the Police in finding your car if it's stolen.

                Your Vehicle

                You get comprehensive cover for your vehicle that includes:

                  Small courtesy car

                  You'll get a small courtesy car to help you keep going while yours is being repaired following a claim. There are a few exclusions so please check these. Check exclusions

                    Windscreen cover

                    A chipped windscreen doesn't have to spoil your day. We'll pay for the cost of repairing or replacing your broken or chipped windscreen or windows. We'll also pay for any scratching to the paintwork that might have been caused by broken glass from the windscreen or windows. There is an excess for repair/replacement.

                      Motor Legal Protection

                      You get up to £100,000 Motor Legal Protection. This provides you with cover for legal costs and expenses if you ever need to claim compensation for personal injury against the person responsible for the accident, where you are more likely than not to have a successful outcome. Terms and conditions apply; see the policy booklet for more details.

                      Motor Legal Protection (Tesco Legal Guard) is underwritten by AmTrust Europe Limited.

                      All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in the Box Insurance policy booklets. See our policy booklets

                        Optional Extras

                        For an extra charge, you can get even more peace of mind with our optional add-ons.

                          Breakdown cover

                          Don't be left stranded if your car breaks down: add Breakdown Cover to your Box Insurance policy. Breakdown Cover is provided by RAC, Britain's most experienced breakdown provider, and all roadside labour and fitting costs are included. There are three levels of cover, making it easy to find the one that's right for you.

                          Tesco Breakdown Cover is provided by RAC Motoring Services and/or RAC Insurance Limited.

                            Key Cover

                            What would you do if your car key was lost or stolen? With Key Cover, our 24-hour helpline will come to your rescue when your keys are lost, stolen or locked inside your car. By attaching your exclusive Tesco Bank key fob you increase the chance of your lost keys being returned to you. After 14 days, cover is provided for all insured keys (including your house and business keys) and we'll organise replacement keys and locks up to £1,500 per policy.

                            Tesco Key Cover is underwritten by Ageas Insurance Limited, claims are handled by Keycare.

                            All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in the Box Insurance policy booklets. See our policy booklets

                              Aged 21 and over?

                              We also offer a range of cover options with our Car Insurance.

                              Help for existing policy holders

                              Emergency phone numbers

                              Breakdown assistance

                                Lost or stolen keys emergency helpline

                                  *This number may be included as part of any inclusive call minutes provided by your phone operator.

                                    Making a claim

                                    Our UK teams are here to handle your claim and get things sorted.

                                      Policy documents

                                      Need to check up on the small print?

                                        Contact us

                                        Our UK teams are here to help.

                                          Important information

                                          Key product information

                                          About Tesco Bank Box Insurance

                                          • Tesco Bank Box Insurance is arranged and administered by Insure the Box and underwritten by: Aioi Nissay Dowa Insurance Company of Europe SE
                                          • Tesco Bank Breakdown Cover is provided by RAC Motoring Services and/or RAC Insurance Limited
                                          • Tesco Bank Key Cover is underwritten by Ageas Insurance Limited, claims are handled by Keycare
                                          • Motor Legal Protection (Tesco Legal Guard) is underwritten by AmTrust Europe Limited

                                          Small courtesy car exclusions

                                          To qualify for a courtesy car, your car must be repaired by an approved repairer. A courtesy car is not available if your car has been written off or has been stolen and is still missing. Provision of a courtesy car is subject to availability.

                                            Key cover - important points

                                            If you have key cover elsewhere, the policy benefits may overlap. Please check how this may affect you.

                                              How we collect and use your personal data

                                              How we use your data

                                              Tesco Personal Finance plc, trading as Tesco Bank as part of the Tesco Group, the underwriter of your policy and the providers of additional products take the security of your data seriously. Detailed information on how Tesco Bank, the insurer and providers of additional products handle your data and your rights under data protection laws is available in our Privacy Notice.

                                                Your data will be collected when you browse our website (e.g. your IP address), request a quotation, partially complete a quotation, do not purchase or provide data indirectly via price comparison sites. Quote data will be kept for up to 15 months and this information may be used if you apply for a product again in the future.

                                                Your data will be used to give you quotes, provide insurance services to you, perform eligibility checks, work out financial and insurance risk, manage debt, protect against fraud and financial crime and manage and develop our business. Automated decisions may be taken to detect crime and for credit scoring.

                                                Data such as your name and address, may be used to find any Clubcard(s) that are linked to your address. That might be your Clubcard, the Clubcard of other family member(s), or the Clubcard of house or flat mates. This information may be used to tailor communications and to try to bring you better terms, deals or offers, and this may include profiling on an on-going basis.

                                                Data may be obtained from and shared with the wider Tesco Group, credit reference agencies (CRAs) and fraud prevention agencies (FPAs). The FPAs will potentially use it to prevent fraud and money-laundering, verify your identity and establish your right to UK Residency. Depending on the outcome, this could result in the refusal of certain services, finance or employment. We will supply your personal information to CRAs and they will give us information about you on an ongoing basis.

                                                  Contact us - we're here to help

                                                  Need a few questions answered? Want to chat rather than scroll? Our UK-based teams are here to talk to you seven days a week

                                                  Lines are open Monday to Friday 8am-8pm and Saturday 9am-4pm.