Help for existing car insurance customers
Your Insurance Account
Your Insurance Account is the quick and convenient way to manage your car insurance policy online. Register now for access to your policy wherever and whenever suits you best.
Your Insurance Account
Make a claim
If you need to talk to us about a new or existing claim, then give us a call or simply make a claim online. Visit our claims page to make sure you have everything you need before getting in touch.
Your Insurance Account
If you’re looking to check and change your policy details or view any of your documents you can do this online with Your Insurance Account.
Quick answers to common questions
Getting set up
Just insured your vehicle? Here's what you might need to get started.
Managing your policy
Some of our commonly asked questions about car insurance.
Something's not right
Not sure about something on your policy? We're here to help.
Download your policy booklet
Enter the code sent in your renewal invite pack
Error: Please enter a valid code
Enter code
Here are your documents:
Managing your policy
It’s important to let us know if there are any changes to your circumstances or details to help ensure you're covered in the event of a claim. This also applies to other named drivers on your policy.
You can make changes to your car insurance policy and update your personal details in 'Your Insurance Account'. Simply click the Log in button and make the changes whenever you want.
We will send you details of your insurance renewal invitation approximately 21 days before your policy comes to an end. This will contain details of your renewal price, any changes to the terms and conditions and whether you need to contact us to complete your renewal.
If your policy renews automatically
If your policy renews automatically you don’t need to do anything. Your policy and any optional extras you’ve selected will continue.
Don’t forget you can opt out of automatic renewal at any time. Simply log in to Your Insurance Account and click 'Manage Renewal', or just give us a call.
If you don’t want to renew your policy or if any of your details have changed, you’ll need to contact us before your renewal date.
If we don't hear from you we'll automatically renew your policy and take payment from the card / account details most recently provided. If you're not the card or account holder you must ensure that the card / account holder has agreed to make the renewal payment and they're aware of any changes to the amount.
If your policy does not renew automatically
If your policy doesn’t automatically renew, you can accept your renewal by simply logging in to Your Insurance Account before your renewal date. If any of your details have changed you need to contact us before your renewal date.
You can change your policy to automatically renew to ensure your cover continues. Simply log in to 'Your Insurance Account' and click Manage renewal, or you can just give us a call.
If you haven't registered for Your Insurance Account it's quick to do, just click the 'Register' button and follow the simple steps. Make sure you have your policy number to hand.
If you don't want to renew your policy with us you don't need to contact us. Your policy will end on your renewal date and we'll send you confirmation, which will include proof of your no claims discount.
If you need to cancel your policy, please call us on 0345 246 2895*.
*This number may be included as part of any inclusive call minutes provided by your phone operator.
Breakdown Cover, Upgraded Courtesy Car Cover, Key Cover and Motor Legal Protection are available at an additional premium to add to your cover at any time - all with a guaranteed discount for Tesco Clubcard members. Full details can be found in your policy documents - copies of these can be found at the bottom of this page.
If you wish to add any of these products to your policy please call us on 0345 246 2895*.
All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our policy booklets. See our policy booklets
*This number may be included as part of any inclusive call minutes provided by your phone operator.
Important information
Our range of insurers:
Tesco Bank Car Insurance is arranged and administered by Tesco Bank and is underwritten by Tesco Underwriting Ltd.
Optional Extras Insurers:
- Motor Legal Protection is underwritten by AmTrust Europe Ltd
- Breakdown Cover is underwritten by RAC Insurance Ltd
- Keycover is underwritten by AA Underwriting Insurance Company Ltd. Claims are handled by Keycare
- Upgraded courtesy car is underwritten by Tesco Underwriting Ltd
You’ll find complete details of the cover, monetary limits, exclusions, excesses and terms in our policy documents.
The policy booklet and product information documents outline the benefits, limitations and exclusions that will apply to your cover.
Please make sure that you read the version applicable to your start date or renewal. You can find this date in the sections of the policy terms applicable to the cover you selected.
You can view any documents and make changes to your policy online in 'Your Insurance Account’.
If you have a Standard car insurance policy, click here for your policy booklet:
If you have Bronze, Silver or Gold policy, click here for your policy booklet:
Car Insurance Policy Booklet for Cover Plus policies:
How we use your data
Tesco Personal Finance plc, trading as Tesco Bank as part of the Tesco Group and the insurer who may underwrite your policy take the security of your data seriously. Detailed information on how we handle your data and your rights under data protection laws is available in our privacy notice.
Please see our privacy notice if you would like to know more
We collect data when you browse our website (e.g. your IP address), request a quotation, partially complete a quotation and do not purchase; or provide data indirectly via price comparison sites. We keep quote data for up to 7 years and we may use this information if you apply for a product again in the future.
We will use your data to give you quotes, provide our services to you, perform eligibility checks, work out financial and insurance risk, manage debt, protect you and us against fraud and financial crime and manage and develop our business. Automated decisions may be taken to detect crime and for credit scoring.
We use data such as your name and address, to find any Clubcard(s) that are linked to your address. That might be your Clubcard, the Clubcard of other family member(s), or the Clubcard of house or flat mates. We may use this information to tailor our communications and to try to bring you better terms, deals or offers, and this may include profiling on an on-going basis. We may also award Clubcard points.
Data may be obtained from and shared with the wider Tesco Group, credit reference agencies (CRAs) and fraud prevention agencies (FPAs). The FPAs will potentially use it to prevent fraud and money-laundering, verify your identity and establish your right to UK Residency. Depending on the outcome, this could result in the refusal of certain services, finance or employment. We will supply your personal information to CRAs and they will give us information about you on an ongoing basis.
For details of who we are and the services we provide, please read the following.
For Standard Car Insurance policies starting before 02/05/24:
For Cover+ policies:
For Bronze, Silver, Gold policies:
Our cancellation fees are changing from 02/05/24 and will apply to new policies from that date.
Fee type |
Policy started before 02/05/24 |
Policy started after 02/05/24 |
---|---|---|
Administration fee for changes to your policy once it has started |
£25 |
£25 |
Cancellation fee if you cancel your policy before cover has started |
£0 |
£25 |
Cancellation fee if your policy is cancelled within the cooling off period |
£0 |
£25 |
Cancellation fee if your policy is cancelled after the cooling off period |
£40 |
£50 |
If you already have a policy with us, the new fees will apply to any renewals from 02/05/24 and your renewal invitation letter will explain these changes to you. Until then, the fees before 02/05/24 will continue to apply.
How does my existing standard insurance relate to Bronze, Silver and Gold levels of cover?
We’ve made some changes to expand our Car Insurance products, providing more options to our customers. If you have standard car insurance it will have the same features and benefits as Silver car insurance.
Top Car Insurance FAQs
Your Insurance Account is our online insurance channel where you can manage your car or home insurance policy online. It’s an ideal way of keeping everything important together in one place, and all that you need to check and change your policies. Here are some examples of what you can do:
- View, download and then print any of your policy documentsView, download and then print any of your policy documents
- Check your renewal price and renew onlineCheck your renewal price and renew online
- Remove your automatic renewal onlineRemove your automatic renewal online
- Upload and send us documents such as your proof of no claimsUpload and send us documents such as your proof of no claims
- Make changes to your personal details such as changing your name or addressMake changes to your personal details such as changing your name or address
- Make changes to your policy such as changing your address, vehicle or adding/removing additional driversMake changes to your policy such as changing your address, vehicle or adding/removing additional drivers
So if you have a car or home insurance policy with us then what are you waiting for? It only takes a few minutes to register on Your Insurance Account.
You can view your car insurance documents at any time via Your Insurance Account.
If you're not registered, it only takes a few minutes to sign up. Once you're registered, you can view, download, and print any of your policy documents. You can access your documents by selecting 'View documents' from the home screen. For security reasons, we won't email you your documents. However, you will receive a notification when new documents are available. Documents sent in the post can take up to five working days to arrive. When checking your documents, you must ensure all your information is accurate and up to date, as any incorrect information could leave you uninsured.
You can find proof of your no claims in either your cancellation or lapse letter, which can be accessed via Your Insurance Account:
- Once you've logged in to Your Insurance Account, select the relevant policyOnce you've logged in to Your Insurance Account, select the relevant policy
- Click on 'View documents' on the home pageClick on 'View documents' on the home page
- You will be presented with a list of all the documents available and you just need to select the document you wish to view;You will be presented with a list of all the documents available and you just need to select the document you wish to view;
- Either your renewal pack or the cancellation/lapse letter we sent you when your policy ended.Either your renewal pack or the cancellation/lapse letter we sent you when your policy ended.
Not yet registered? It only takes a few minutes to register and you can view, download and print any of your policy documents straight away.
We are sorry you are considering cancelling your car insurance policy. If you need to cancel your policy, please call our Customer Services. Alternatively, you can write to us at:
Freepost RSJB-RZZY-HTJB
Tesco Bank Customer Service
P.O. Box 276
Newcastle Upon Tyne
NE12 2BT
There will be a £40 fee for cancelling your policy unless you cancel within the first 14 days. You can find more information in your policy booklet. You can opt out of automatic renewal by logging in to Your Insurance Account and selecting 'Manage renewal', or you can give us a call.
This answer specifically relates to Tesco Bank Car Insurance and does not apply to Tesco Bank Pet Insurance or Tesco Bank Box Insurance.
You can change your address outside your renewal period 24 hours a day via Your Insurance Account. For step-by-step instructions on how to do this, please see our existing FAQ 'How do I change my address on Your Insurance Account?' for instructions on how to do this.
All you need is your new postcode and house number, then we can provide you with a quote. If you go ahead and change your address via Your Insurance Account you will not be charged an admin fee, but you may have to pay an additional premium for the cover. If you call to make a change to your policy you may have to pay an administration fee, as well as any increased premium if applicable.
If your vehicle is kept at a different address overnight, then you will need to contact us to make this change.
Contact us - we're here to help
Have a question or need help applying? Our friendly, UK-based customer service team is here to help.