Pet ownership costs

There are many unforeseen expenses to consider when buying a pet. Young pets normally require vital treatment such as spaying, neutering or immunisation. Elderly animals typically require more veterinary treatment which is why it makes sound sense to take out pet insurance before medical costs escalate.

Consider the following before buying a pet

• Look ahead - can you give an animal a good home for the rest of its life?
• Where do you live? A large dog will be uncomfortable in a small flat
• Can you afford to keep it? Pets need much more than just food and water
• Is it house-trained to live indoors?
• If you have a garden make sure it's secure
• Will the pet fit into the family and vice versa

Quality time

• Animals, like humans, get lonely if left on their own for long periods
• Remember, dogs depend on their owners for walks
• Cats get lonely. If you're out during the day, you may want to get two cats to keep each other company