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With Level cover, the Life Insurance amount and premium remain fixed throughout.
This simple protection policy will pay the cover amount if you die within the policy term.
It could pay a cash sum to help look after your family's future and interest only mortgage upon your death.
Get £40 off your shopping or fuel at Tesco when you get a quote for Tesco Life Insurance by 29 February 2012 and then buy the policy. More about this offer.
Tesco Life insurance is provided by Friends Life.
Terminal Illness is an advanced or rapidly progressing incurable illness where it is considered that life expectancy will be no greater than 12 months. This differs from Critical Illness Cover.
The policy adapts as your life changes. If you're under age 50 and in good health, this option will be included in level cover versions, but not decreasing cover versions.
It allows you, subject to certain limits, to take out extra cover without further evidence of health, family history, occupation or pastimes or your marriage, registration of a civil partnership, on birth of your child or your legal adoption of a child under 16. You can exercise this option during the cover term up to your 55th birthday. If you increase your cover your premiums will increase.
Want to occasionally increase or extend your mortgage? A flexible policy can adapt to your changing needs. If you're under age 50 and in good health we'll include this option. It allows you, subject to certain limits, to take out extra cover or extend the cover term without further evidence of health, family history, occupation or pastimes if you increase your mortgage, either to move house or pay for home improvements.
You can exercise this option during the cover term up to your 55th birthday. If you increase your cover or extend the term your premiums will increase.
There are limits to the new amount of Life Insurance you can take out under these options so please read the policy terms and conditions. Your premiums may increase if you change the amount and term of your policy.
Take the strain out of your personal finances when you're critically ill with Critical Illness cover.
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Call one of the team on:
0845 309 2933
Lines open 8am-8pm Monday to Friday, 9am-5pm Saturday and 10am-5pm on Sundays. Calls may be recorded.
Take a look through our Life Insurance glossary for the answer.
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