Are there life insurance policies available?

Yes, there are life insurance products available for people with cancer or who have survived cancer, but there are some factors that insurers will take into account and the two main ones are what type of cancer and its stage of development.

These companies will make their assessments based on the hospital's "staging" classifications and this simply means what type of cancer it is and how far it has progressed. They should then get your permission to request a full medical report from your doctor in order to make their assessment. You will also be subject to a medical examination.

Most insurance companies won't insure a cancer survivor until 2-3 years after a full recovery. The first monthly payments will be high because the insured is still considered to be in a high-risk period.

It is worth remembering that every cancer case is different. If you have had cancer you should discuss your own case with your insurer to see exactly what they can offer you.