Optional Extra - Extend your cover

To complement your policy you can choose to extend the cover available as standard. This will incur an increase in premium.

Buildings and Contents Accidental Damage cover includes:

• DIY Mishaps
• Day to day incidents such as paint or wine spillages
• Cover for home entertainment equipment

Personal Possession cover includes:

• Protect your personal possessions, such as mp3 players, cameras, mobile phones, and jewellery, anywhere in the British Isles with this optional cover.
• Up to £350 of money can also be covered, and up to £400 of cover for unauthorised use of your credit, debit, or cheque card.

For full details of cover and exclusions please read the policy documents.

Optional additional cover

For an additional premium you can add this optional cover to your policy.

Tesco Legal Guard

Tesco Legal Guard provides cover of up to £100,000 for legal fees and costs, to help you or a member of your family who normally lives with you to claim compensation or to defend your or their legal rights.

Tesco Legal Guard can assist if you or your family need to:

• Claim compensation for personal injury following an accident where someone else is to blame or;
• Pursue or defend your legal rights for certain disputes relating to:
  
  
  • Employment
  • Your home and possessions
  • Certain types of consumer contract, such as buying and selling goods or services (except for disputes relating to most financial services products)
  • Defence of work related prosecutions and motoring prosecutions (except parking offences or driving without a licence or insurance)

Tesco Legal Guard will choose the advisor to act on your behalf, however if legal proceedings are started, you can choose your own advisor who must agree to Tesco Legal Guard's terms of business.

Cover applies if there is a greater than 50% chance of your claim being successful. In circumstances where compensation or damages is being sought, there must also be a greater than 50% chance of enforcing any judgement obtained.

Cover is not provided to pursue personal injury claims for clinical negligence or medical malpractice.

Please note that if you have any other legal protection cover, there may be an element of overlap with this cover.

In addition you have the benefit of a legal helpline (Exclusions apply).

For full details of Tesco Legal Guard cover, terms, conditions and limitations please read the policy documents before buying.

Tesco Legal Guard is provided by Ageas Insurance Limited.