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Standard Cover

At Tesco Bank, we don't think you should pay a penny more than you need to for your home insurance.

That's why we aim to give you our best possible deal.

  • 50% off for new customers with 5 years no claims
  • Plus, exclusive Clubcard discount

50% discount available in the first year of the policy. It includes 30% introductory discount available to all new customers in their first year only (from the full price premium that most customers pay in their third year) plus an additional discount for customers with 5 years no claims, taking the total discount to 50%.

Discounts subject to minimum premium. Discounts not available on Tesco Legal Guard, Home Emergency Cover, Concierge Service or Identify Fraud Detection and Assistance.

Tesco Home Insurance is arranged and administered by Tesco Bank and is underwritten by a select range of insurers.

Exclusive Clubcard discount - 50% off with 5 years no claims
  • Get a quote for Tesco Home Insurance

What's in it for me?

  • Accidental damage cover for your TV, Video/DVD equipment
  • Pipe damage cover from freezing included
  • Up to £25,000 for alternative housing if you need to leave your home if it becomes uninhabitable
  • 24-hour emergency repair helpline
  • Guaranteed 12-month buildings repair cover - work undertaken by vetted builders
  • No claims discount included as standard

Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents.

Optional Extras - Extend your cover

To complement your policy you can choose to extend the cover available as standard. This will incur an increase in premium.

Buildings and Contents Accidental Damage cover includes:

  • DIY mishaps
  • Day-to-day incidents such as paint or wine spillages

Personal Possession cover includes:

  • Protect your personal possessions, such as mp3 players, cameras, mobile phones, and jewellery, anywhere in the world for up to 60 days with this optional cover.
  • Up to £400 of money can also be covered, and up to £500 of cover for unauthorised use of your credit, debit, or cheque card.

For full details of cover and exclusions please read the policy documents.

Optional additional cover

For an additional premium you can add this optional cover to your policy.

Tesco Legal Guard

Tesco Legal Guard provides cover of up to £100,000 for legal fees and costs, to help you or a member of your family who normally lives with you to claim compensation or to defend your or their legal rights.

Tesco Legal Guard can assist if you or your family need to:

  • Claim compensation for personal injury following an accident where someone else is to blame or;
  • Pursue or defend your legal rights for certain disputes relating to:

    • Employment
    • Your home and possessions
    • Certain types of consumer contract, such as buying and selling goods or services (except for disputes relating to most financial services products)
    • Defence of work related prosecutions and motoring prosecutions (except parking offences or driving without a licence or insurance)

Tesco Legal Guard will choose the advisor to act on your behalf, however if legal proceedings are started, you can choose your own advisor who must agree to Tesco Legal Guard's terms of business.

Cover applies if there is a greater than 50% chance of your claim being successful. In circumstances where compensation or damages is being sought, there must also be a greater than 50% chance of enforcing any judgement obtained.

Cover is not provided to pursue personal injury claims for clinical negligence or medical malpractice.

Please note that if you have any other legal protection cover, there may be an element of overlap with this cover.

In addition you have the benefit of a legal helpline (Exclusions apply).

Use of the telephone helpline will be limited to two separate phone calls (excluding any call backs agreed) up to a maximum of 30 minutes overall.

For full details of Tesco Legal Guard cover, terms, conditions and limitations please read the policy documents before buying.

Tesco Legal Guard is provided by Ageas Insurance Limited.

  • Get a quote for Tesco Home Insurance

Contact us

Have a question, need to make a claim, renew your policy or access to 24hr helplines?

  • Find out how to contact our customer service team

Clubcard Price Promise

Get an exclusive discount if you are a Clubcard customer. Just quote your number when you apply.