What is included?

Whichever level of Tesco Dental Insurance you choose, your policy provides cover to look after your pearly whites, such as:

• Routine treatments - such as check ups, hygiene treatments and x-rays
• Unplanned treatments - such as fillings, root canal work, crowns, bridges, inlays and onlays (sometimes called remedial and restorative treatment)
• Mouth cancer cover up to £12,000 per year
• Worldwide dental accidents cover up to £10,000 per year
• Worldwide emergency dental cover up to £800 (choice of NHS or private dentist) per year
• Hospital cash benefit of £60 per night for up to 30 nights per person per year as an NHS patient in relation to a dental accident
• No-claims discount - you get 25% no claims discount when you join

Remember, as with all insurance policies, there are some things that aren't covered. For some benefits, you will not be eligible for cover until you have had your policy for one month (Core Cover) or three months (Premium Cover).

If you haven't been to the dentist in the past 12 months, Premium Cover won't pay benefit for treatment identified at your first check up. Please see the exclusions below before you buy to ensure the cover is right for you.

What isn't included?

• Treatment you had or knew you needed before you joined, or that was identified within the qualifying period of your policy
• Cancer treatment within the first 90 days of joining
• Implants, cosmetic treatment, tooth whitening, orthodontics or any treatment not deemed to be clinically necessary, unless as part of a course of NHS dental treatment
• Sporting injuries where a mouthguard or other recommended protection is not worn, unless treated on the NHS
• Dental accidents and emergencies within the first month of joining.

Exclusions to Core Cover

No dental treatment covered before or within the first month of joining. This is a one-off 'qualifying period', applying to the start of the policy.

Exclusions to Premium Cover

No dental treatment covered before or within the first three months of joining. This is a one-off 'qualifying period', applying to the start of the policy.

Haven't visited a dentist in the past 12 months? If so, then any treatment (e.g. crowns or fillings) identified at your first appointment will not be covered. The cost of your check up will be covered.

Please note that this is only a summary of the exclusions - read the Membership Handbook for more.