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Dental insurance to put a smile on your face

Tesco Dental Insurance is provided by AXA PPP healthcare and can help you manage the cost of routine visits to your dentist and unexpected treatment costs.

  • Routine treatments including those for check ups, hygiene and x-rays
  • Unplanned treatments such as fillings, root canal work, crowns, bridges, inlays and onlays (also called remedial and restorative treatment)
  • Choose NHS or private cover

Buy Tesco Dental Insurance by 23 May 2012 and get a £20 Tesco Gift Card (more about this offer).

£20 Tesco Gift Card

Premium Cover - £19.95 a month!

Do you receive private dental treatment? Premium Cover provides cover for:

  • Routine treatment - 100% reimbursement up to £125 per year
  • Remedial (restorative) treatment up to £1,000 (50% reimbursement) per year
  • Family cover for just £49.80 a month (based on 2 adults and 2 children)
  • Get a quote for Tesco Dental Insurance - Premium Cover

Core Cover - £9.95 a month!

Do you receive NHS dental treatment? Core Cover provides:

  • Great value cover for under £120 a year
  • 100% reimbursement on all NHS treatment
  • Relax knowing that you have dental cover when you need it
  • Get a quote for Tesco Dental Insurance - Core Cover

What's in it for me?

  • Routine treatments - such as check ups, hygiene treatments and x-rays
  • Unplanned treatments - such as fillings, root canal work, crowns, bridges, inlays and onlays (sometimes called remedial and restorative treatment)
  • Mouth cancer cover up to £12,000 per year
  • Worldwide dental accidents cover up to £10,000 per year
  • Worldwide emergency dental cover up to £800 (choice of NHS or private dentist) per year
  • Hospital cash benefit of £60 per night for up to 30 nights per person per policy year as an NHS patient in relation to a dental accident
  • No-claims discount - you get 25% no claims discount when you join

Remember, as with all insurance policies, there are some things that aren't covered. For some benefits, you will not be eligible for cover until you have had your policy for one month (Core Cover) or three months (Premium Cover). If you haven't been to the dentist in the past 12 months, Premium Cover wont pay benefit for treatment identified at your first check up. Please read the exclusions before you buy to ensure the cover is right for you!

How much can dental treatment cost?

You could save money on your dental treatment with Tesco Dental Insurance.

Did you know that even straight forward dental treatment can be costly. For example, a crown can cost as much as £417 if you have private treatment or £204 on the NHS.

When you think about it, you could get back the cost of your premiums with just a few visits to your dentist. Take a look at the table below to see how much different types of dental treatment could cost.

TreatmentNHSPrivate
Gold crown £204.00 £417.00
Six-month check-up £17.00 £43.00
Scale & polish £17.00 £45.00
Small filling £47.00 £77.00
Root canal £47.00 £377.00

Charges based on treatment in England and Wales as at August 2011. Source: Private charges - www.whatprice.co.uk, NHS charges - www.nhs.uk

Please note that NHS charges differ across the UK:

NHS dental charges in England and Wales

NHS dental treatment in England and Wales is charged in three bands regardless of whether you have one visit to your dentist, or a whole course of treatment.

NHS dental charges in Scotland and Northern Ireland

Dentists in Scotland and Northern Ireland charge per item and you're expected to pay 80% of treatment costs up to a maximum limit of £384. In Scotland, check ups are free on the NHS.

Some people may be exempt from NHS charges. You can get further information on this and dental charges on the NHS website, or call your NHS dentist.

Recommend a friend and get something to smile about!

Once you've set up your policy, simply recommend us to your family and friends and you could receive a £10 Tesco Gift Card or 1000 Clubcard Points.

Not only that, your friend or relative will also receive their choice of a £10 Tesco Gift Card or 1000 Clubcard Points.

How do I claim my reward?

  1. Download a copy of the Recommend a friend form [PDF, 780KB].
  2. Fill in your own details, ensuring you tick whether you'd like to receive the Gift Card or the Clubcard points.
  3. Remember to fill in your Clubcard number if you choose 1000 Clubcard points.
  4. Give the completed form to any friend or relative planning to take out Tesco Dental Insurance.
  5. Once their Tesco Dental Insurance policy is set up, they should complete their details on the form, choose their gift and return it to us. No stamp is required.
  6. You'll both then receive your choice of Gift Card or Clubcard points.
  7. You can recommend Tesco Dental Insurance to as many people as you like.

Remember, you'll get a £10 Tesco Gift Card or 1000 Clubcard points for everyone you recommend that takes out a policy and returns a form!

Terms and conditions

1. Offer is available to the recommender and the recommended. 2. You can recommend as many people as you wish but you can only recommend each person once. 3. The gift card will be issued within 6 weeks of receipt of the first month's premium, and will only be sent to the policyholder's address. 4. The gift card can only be redeemed in store or at a Tesco petrol filling station. 5. The 1000 Clubcard points will be allocated to the next available Clubcard statement after payment of the first month's premium. This may not be the next statement that you receive. 6. The Clubcard holder must be the policyholder. 7. Tesco Bank reserves the right to alter, cancel or withdraw the offer without prior notice.

Our current offer...

Buy Tesco Dental Insurance by 23 May 2012 and get a £20 Tesco Gift Card.

Terms and conditions

  1. Offer applies to new Dental Insurance customers who buy the policy by 23 May 2012.
  2. One offer per policy.
  3. The £20 Tesco Gift Card will be sent within 6 weeks of the policy being issued to the policyholder at the policyholder's address only.
  4. No duplicate Tesco Gift Cards will be sent.
  5. If you cancel your policy within the first 6 months we reserve the right to request a refund of the £20 Gift Card already given to you.
  6. Not to be used in conjunction with any other offer.
£20 Tesco Gift Card

Contact the team

If you already have a Tesco Dental Insurance policy:
0800 678 1794

If you wish to buy a new policy call:
0800 678 1797

Calls may be recorded and/or monitored for quality assurance, training and evidential purposes.

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