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Value Car Insurance

Tesco Value Car Insurance is a comprehensive policy without some of the go-faster stripes for the more cost-conscious motorist.

Tesco Value Car Insurance has a higher compulsory excess than Tesco Standard Car Insurance and has some exclusions.

Tesco Car Insurance is arranged and administered by Tesco Bank and is underwritten by a select range of insurers.

  • Get a quote for Value Car Insurance

Compare our two cover levels

Here's an outline of what's offered with our two levels of cover:

Comprehensive cover includesTesco Standard Car InsuranceTesco Value Car Insurance
Available to purchase Online or over the phone Online Only
Minimum accidental damage excess¹ £0 £475
Cover for my and other vehicles in an accident Cover included Cover included
Personal accident cover Cover included Cover included
Cover for fire and theft Cover included Cover included
UK-based 24-hour accident helpline Cover included Cover included
Choice of voluntary excess Cover included Cover included
Cover for personal possessions Cover included Cover not included
Get discounts on repairs and servicing at Halfords Autocentres Cover included Cover included
UK cover extended to E.U. for up to 90 days Cover included Cover included
Replacement child car seat if car involved in accident Cover included Cover included
Windscreen cover Cover included Cover not included
Cover for fitted stereo/Sat Nav/DVD player Cover included Cover not included
Motor Legal Protection (Tesco Legal Guard)²
This is now included in all Tesco Car Insurance policies
Cover included Cover included
Tesco Breakdown Cover Option Option
Small courtesy car if you use an approved repairer (not available to customers where the vehicle insured is a van) Cover included Cover included
No claims discount protection Option Option
All repairs guaranteed (if you use an approved repairer) 3 years 3 years

¹ Higher excesses may apply for inexperienced/young drivers, modified vehicles and a range of other risk criteria.
Monetary limits and exclusions apply.
Breakdown Cover is provided by RAC Motoring Services. Onward Travel and European Cover is provided by RAC Insurance Limited.
Tesco Legal Guard provided by Ageas Insurance Limited.

² Motor Legal Protection (Tesco Legal Guard) is underwritten by Ageas Insurance Limited.

What's in it for me? The key benefits...

  • Comprehensive cover
  • UK-based 24-hour accident helpline
  • Three year guarantee for parts and repairs when you use an approved repairer

Find out more in the Policy documents

Breakdown Cover - Give the hard shoulder the cold shoulder!

We've teamed up with the RAC to bring you breakdown cover with a choice of three UK cover levels (Value, Standard and Finest) and Euro Plus.

Tesco Breakdown Cover underwritten by RAC Motoring Services and/or RAC Insurance Limited.

  • Get a quote for Value Car Insurance

Need to contact us?

Have a question, need to make a claim or renew your policy?

Call our UK-based contact centres.

  • Find out our opening hours and other contact info

Existing or new customer? Why not Recommend a friend?

Get a £10 Gift Card or 1,000 Clubcard points when you recommend a friend to Tesco Car Insurance.

  • Find out how you can recommend a friend