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Tesco Value Car Insurance is a comprehensive policy without some of the go-faster stripes for the more cost-conscious motorist.
It's cheaper because it's only available online and it has a higher compulsory excess.
Tesco Car Insurance is arranged and administered by Tesco Bank and is underwritten by a select range of insurers.
Find out more in the Policy documents
We've teamed up with the RAC to bring you breakdown cover with a choice of three UK cover levels (Value, Standard and Finest) and Euro Plus.
Tesco Breakdown Cover underwritten by RAC Motoring Services and/or RAC Insurance Limited.
Here's an outline of what's offered with our two levels of cover:
| Comprehensive cover includes |  |  |
|---|---|---|
| Available to purchase | Online or over the phone | Online Only |
| Minimum accidental damage excess¹ | £0 | £475 |
| Cover for my and other vehicles in an accident |  |
|
| Personal accident cover | |
|
| Cover for fire and theft | |
|
| UK-based 24-hour accident helpline | |
|
| Choice of voluntary excess | |
|
| Cover for personal possessions |  |
 |
| Get discounts on repairs and servicing at Halfords Autocentres | |
|
| UK cover extended to E.U. for up to 90 days | |
|
| Replacement child car seat if car involved in accident | |
|
| Windscreen cover | |
|
| Cover for fitted stereo/Sat Nav/DVD player | |
|
| Motor Legal Protection (Tesco Legal Guard)² This is now included in all Tesco Car Insurance policies |
|
|
| Tesco Breakdown Cover | Option | Option |
| Small courtesy car if you use an approved repairer (not available to customers where the vehicle insured is a van) | |
|
| No claims discount protection | Option | Option |
| All repairs guaranteed (if you use an approved repairer) | 3 years | 3 years |
¹ Higher excesses may apply for inexperienced/young drivers, modified vehicles and a range of other risk criteria.
Monetary limits and exclusions apply.
Breakdown Cover is provided by RAC Motoring Services. Onward Travel and European Cover is provided by RAC Insurance Limited.
Tesco Legal Guard provided by Ageas Insurance Limited.
² Motor Legal Protection (Tesco Legal Guard) is underwritten by Ageas Insurance Limited.
Have a question, need to make a claim or renew your policy?
Call our UK based contact centres
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