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Left hand drive vs right hand drive for insurance

Many people consider importing left hand drive cars into the UK because of favourable prices.

If you are thinking about importing one yourself but are concerned about whether you will be able to insure your left hand drive car in the UK read on for hints on insuring a left hand drive car in the UK.

Right hand drive vehicles are considered 'standard' by UK insurers whereas left hand drive cars may not be and therefore insuring LHD cars can be more difficult.

Insurance premium

The good news is that if your car insurance provider does insure LHD cars, the car insurance premium should not cost any more than an equivalent right hand drive vehicle. That said there are many UK insurance providers that will not insure LHD vehicles particularly if they have been modified.

Be careful of insurers that agree to insure the car because it is 'similar' to another make and model. You should be absolutely clear with the sales person of the make and model of your left hand drive car, and ask them if in the event of an accident the insurance inspector would pay out on the basis of the description of your car.

Shop around and you will find a UK insurer that will cover your car and it should not cost the earth.