Important: Please read before you apply

Please ensure you read the summary box details before you continue.

• The maximum amount and term for loans is £15,000 and under 5 years (except for home improvements)
• If your loan is for refinance or mixed purposes you must be aged 22 or older
• Loans used for refinance purposes can be taken for up to 5 years except for homeowners who can borrow over seven years
• Loans used for refinance purposes of over £15,000 are only available to homeowners
• Loans used for home improvement purposes are only available to homeowners