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Built-in Benefits... a well-rounded card

There's much more to our credit card than meets the eye.

We have some great benefits built in, making your card more well-rounded and versatile.

Unlock the potential of the Tesco Credit Card; see below.

See Summary Box for key features and Conditions.

Clubcard points on all your spending. representative 16.9%APR (variable)
  • Apply now for a Tesco Clubcard Credit Card

Clubcard points on all your spending!

  • Collect 1 Clubcard point for every £4 you spend on your Clubcard Credit Card anywhere in the world (more info).
  • Plus, your card doubles as a Clubcard. So when you use your Clubcard Credit Card to pay at Tesco, not only will you get 1 point for every £4 you spend, you will also collect standard points from Clubcard!
  • Fill up on points at Tesco. Use a Clubcard Credit Card to pay for your fuel at Tesco Petrol Filling Stations* for an even better points deal. You'll collect 1 point for every £1 you spend - that's twice what you'd get with a standard Clubcard - plus 1 EXTRA point for every £4 you spend.

1 point awarded per £4 spend in each purchase transaction (£4 min). Must have available credit. A 2.75% foreign exchange fee applies to transactions abroad.

*Excludes Esso Fuel. The Clubcard scheme is administered by Tesco Stores. Tesco Stores are responsible for fulfilling points.

Spending Clubcard vouchers

The choice is yours:

  • Spend your vouchers in Tesco stores for your shopping, at Tesco.com, Tesco Direct or at Tesco petrol filling stations.
  • Exchange your vouchers for Clubcard rewards. From cinema tickets and magazines, to travel and holidays, there are lots of exciting ways to enjoy more value from your Clubcard vouchers. Plus, your Clubcard vouchers are worth 4x their value on restaurants and days out.
  • You can exchange your Clubcard vouchers for Airmiles and turn your miles into free flights. That's including airline taxes, fees and surcharges.

Miles are held and issued subject to AIRMILES Customer and Booking Terms and Conditions. Miles will be awarded to your Airmiles account within 28 days. AIR MILES and the Flying Boat logo are trademarks of Air Miles International Trading BV. Registered in England No. 2260073.

All bookings are subject to availability and AIRMILES Customer and Booking Terms and Conditions. Details correct as at 20/08/09

Online Servicing - no need to meet the Bank Manager

Free, easy and secure - why not register for Tesco Credit Card Online?

The service will save you time and you'll be able to carry out your banking online for your credit card account.

  • Find out more
  • Log on or register

How does it work?

  • Simply register for Tesco Credit Card Online and you'll be sent a password so you can logon and access your account. View your latest credit card balance and recent transactions.
  • You'll also be able to transfer balances, make payments and receive SMS alerts along with other benefits such as account maintenance.
  • To test drive the service before registering your credit card online, visit our demo page or sign up here:

Dedicated UK Customer Services Team

Our dedicated Customer Services Team, based in the UK, is available 24 hours a day, seven days a week. They are pleased to help you with:

  • Making payments
  • Setting up a Direct Debit
  • Checking your balance or requesting a balance transfer
  • Setting up text alerts to help you manage your finances on the move
  • ...and more!

Please call: 0845 300 4278

Card protection from fraud

You can never be too careful when it comes to card protection against fraud. Unfortunately, not everyone is trustworthy.

We offer FraudSafe and Tesco Secure - two systems making your credit card one of the safest available.

  • Find out more about FraudSafe and Tesco Secure
FraudSafe

Travel Money

Paying with your Tesco Credit Card could save you money.

  • No cash advance fee and no handling fee on Tesco Travel Money - We also offer 0% commission on non-Sterling Travellers Cheques.
  • Find out more about Tesco Travel insurance

This offer is not available to Tesco Business Credit Card customers.

Buy Now Pay Later

Don't want to pay now? Why not pay later?

  • Buy a selected range of items at Tesco direct using your Tesco Credit Card
  • Purchase them and get 0% interest for 6 months

It's simple, straight-forward and quick when you buy selected items over £250 through Tesco direct. Available to UK Tesco Credit Card holders only (excluding Tesco Business Credit Card holders).

Representative example: 16.9% APR representative (variable) based on a credit limit of £1,200* and purchase rate of 16.9% p.a. (variable) - *Your credit limit may vary depending upon your circumstances
  • Find out more about Buy Now Pay Later
0% interest for 6 months on selected items over £250 - Ashmore Leather Sofa, catalogue no. 901-2461, price £599 - Technika 32inch HD Ready 1080p LCD TV with built-in Freeview, catalogue no. 209-3494, price £299
  • Apply now for a Tesco Clubcard Credit Card