Online banking

Compare our life insurance cover

It’s really important to know what you’re covered for when considering life insurance. See at a glance what is covered by our life insurance cover options using our handy compare table.

When do they pay out?

Life insurance

DeathTerminal illness diagnosisCritical illness diagnosisYour child is diagnosed with a critical illness
If you die during policy term and have not received a payout for a previous claim on the policy
A terminal illness (as defined by the policy), within policy term, if diagnosis is at least 12 months before the policy expires and life expectancy is under 12 months
--

Life insurance with critical illness

Each policy only pays out once following a successful claim and then it will end, however an additional critical illness benefit claim will not end the policy or affect any future claims.

DeathTerminal illness diagnosisCritical illness diagnosisYour child is diagnosed with a critical illness
If you die during policy term and have not received a payout for a previous claim on the policy
A defined terminal illness, within policy term, if diagnosis is at least 12 months before the policy expires and you have not received a payout for a previous claim on the policy
A defined critical illness, within policy term, and you have not received a payout for a previous claim on the policy
Within policy term - limited to £25,000 or 50% of the sum insured, whichever is lower

Over 50's plan

DeathTerminal illness diagnosisCritical illness diagnosisYour child is diagnosed with a critical illness
When you die
---

Free life insurance for new parents

DeathTerminal illness diagnosisCritical illness diagnosisYour child is diagnosed with a critical illness
If death is on or before child's first birthday
---