Costs of dental treatment can leave a nasty taste
You always hope that a trip to your dentist will be straightforward. But here are some examples of what can happen:
You visit your dentist for a routine check-up. You discover that you also require a scale and polish, along with a small filling. This can cost up to £165. With Premium Cover you can claim back 100% of the cost of the check-up (£43) and scale and polish (£45), plus 50% of the cost of the filling (£38.50). So in this example, you would be able to claim back £126.50.
Estimated costs based on average fees. Source: www.whatprice.co.uk, August 2011.
At a routine check-up you are told that you need a filling and a crown. With Core Cover you would be covered for the check-up as well as the treatment and can claim the £204 cost back in full.
Costs as at August 2011. Source: www.nhs.uk, August 2011.
Information about Dental Insurance no claims discount
You start with a 25% no-claims discount when you join.
If you make a claim for remedial and restorative treatment, or dental accident and emergency treatment, your discount will reduce by two levels at renewal.
If you don't make a claim for these types of treatment, then your no claims discount will increase by one level at renewal.
The no claims discount reduces per person covered on the policy.