Policy documents

Visit our alternative Policy documents page if you hold a Box Insurance policy.

Before you buy Tesco Car Insurance, please read the Policy documents below, they explain the cover provided, and confirm the conditions and exclusions that apply to Standard and Value car insurance.

Please read these documents carefully to ensure the cover you select meets your needs.

If you already have a Tesco Car Insurance policy, please see the Existing customers page to view the policy documents according to your policy start date.

Tesco Car Insurance is arranged and administered by Tesco Bank and is underwritten by a select range of insurers. Tesco Breakdown Cover is underwritten by RAC Motoring Services. Onward Travel and European Cover is underwritten by RAC Insurance Limited. Tesco Bank Key Cover is underwritten by Ageas Insurance Limited. Claims are handled by Keycare Limited (trading as Keycare).

Existing customers' policy info

If you already have a Tesco Car Insurance policy, please make sure that you read the Policy Documents applicable to the start date or the renewal date of your policy. Historic copies can be found on our existing customers page.

Motor Legal Protection (Tesco Legal Guard)

Cover is provided following a road traffic accident involving your insured car in the EU where somebody else is responsible for the accident.

What's covered...

The cover is for up to £100,000 of legal costs and expenses to help you and your passengers claim compensation for personal injury and uninsured losses, such as your policy excess or lost earnings, from the person responsible.

Tesco Legal Guard will, if considered necessary, appoint a specialist solicitor to pursue your claim.

Cover is only provided if your claim is more likely than not to be successful and any judgements are more likely than not to be enforced. Cover is not provided if you appoint a solicitor without first contacting Tesco Legal Guard.

The legal protection section of the policy is underwritten by Ageas Insurance Limited.

For full details of cover and exclusions, please read the policy documents.

Search our FAQs