Low APR Credit Card
A low APR on all your purchases
With a low APR on purchases, this credit card is there when you need it. You'll also collect Clubcard points when you spend.
- Representative rate5.9%APR (variable)
- Interest rate on purchases5.9% p.a. (variable)
- Assumed credit limit£1,200
Why choose a Tesco Bank Credit Card
Be rewarded for your spending
You'll collect Clubcard points when you shop with your credit card, plus your usual points in Tesco.
Boost your vouchers with one of the Boost partners for fun-filled days out, or a meal with the family. Or turn them into Avios points and get away from it all.
Our UK teams are here for you 24 hours a day, seven days a week. Yes, even Christmas day.
Other customers have been asking:
Looking for something else?
- Credit cards
- No Fee Card
- Foundation Card
- Balance Transfer Card
- Purchases Card
- Money Transfer Card
- Premium Card
Key product information
Some things to remember
- 0% interest rates apply from the day you opened your account
- You can transfer up to 95% of your credit limit. You won’t be able to transfer a balance between Tesco Bank credit cards
- Our credit facilities are available to over 18s and UK residents only, subject to status
Before applying, you should review the Summary Box for this product:
- Tesco Bank Low APR Card Summary Box PDF, 72kb
Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 27028, Glasgow, G2 9FT
What is APR?
APR stands for Annual Percentage Rate. It shows you how much your borrowing will cost over the period of an average year, over the term of your debt. It also helps you compare different cards on the market.
After a 0% period, the amount of interest you'll need to pay on any outstanding balances will be determined by the APR. Don't forget that the length of 0% period on your purchases and balance transfers might be different.
Collecting Clubcard points
How to collect Clubcard points with your Tesco Bank Clubcard Credit Card
It's simple: use your Clubcard Credit Card wherever you see the Mastercard logo. You'll collect points on almost everything you buy.
- For the Premium Credit Card you collect 1 Clubcard point for every £1 spent (£1 minimum) in Tesco and 1 point for every £4 spent (£4 minimum) outside Tesco in each purchase transaction
- For all our other credit cards you earn 1 Clubcard point for every £4 spent (£4 minimum) in Tesco and 1 point for every £8 spent (£8 minimum) outside Tesco in each purchase transaction
- There are some products at Tesco you can't collect points on. Find out more about collecting points at the Tesco Clubcard website. Clubcard points also can’t be collected on Tesco Travel Money purchases
- Earn rates are subject to change
- You must have available credit
- The promoter of Tesco Clubcard is Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA, who are responsible for fulfilling points.